86 S Jerge Dr, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 86 S Jerge Dr, Elma, NY 14059 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,405 sqft · built 2005
Lot Size	0.57 acres (24,750 sqft)
Owner	2 Individual Names on File
Last Sale	$395,250 (Aug 2020)
Tax Bill	$7,296 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144200 137.04-1-2.1`

Property Details

APN / Parcel Number

Primary APN	`144200 137.04-1-2.1`
Alternative APN	`42001370400001002100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,405 sqft Living Area
1st Floor Area	1,563 sqft
2nd Floor Area	842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	24,750 sqft (0.57 acres)
Lot Dimensions	225 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	86 S JERGE DR
City	ELMA
State	NY
Zip	14059-9306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THE BUFFALO CREEK RESERVATION
Legal Block	1
Legal Lot Number	2.100
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	1
Census Block	1008
Census Tract	14101

Owner

Source: Erie County and Elma Town records · APN 144200 137.04-1-2.1

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	86 S JERGE DR, ELMA, NY 14059-9306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Aug 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 13, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	2020133298
Deed Book / Page	11364 / 3405
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	86 S JERGE DR, ELMA, NY 14059-9306
Transaction Type	Mortgage
Record Updated	Nov 04, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 S JERGE DR, ELMA, NY 14059-9306

Mortgage

Document Number	0140647699
Date	Aug 22, 2022
Book Page	14064/7699
Instrument	2022159961

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	ELMA, NY 14059

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 13, 2020
Property Address	86 S JERGE DR, ELMA, NY 14059-9306
Document Number	0113643405
Book / Page	011364 / 003405
Instrument Date	Aug 06, 2020
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1260 GIRDLE RD ELMA NY 140599248, ELMA, NY 14059-9248

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ERIE NY
Recording Date	Aug 13, 2020
Property Address	86 S JERGE DR, ELMA, NY 14059-9306
Document Number	0113643402
Book / Page	011364 / 003402
Instrument Date	Aug 06, 2020
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 S JERGE DR ELMA NY 140599306, ELMA, NY 14059-9306

Tax Assessment & Valuation

Source: Erie County and Elma Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,296.00 (+3.05%)	$13,100 (-) Land $2,500 Building $10,600	$503,850 (+3.85%) Land $96,155 Building $407,695
2024	$7,080.00 Veteran's exemption	$13,100 (-) Land $2,500 Building $10,600	$485,185 (+3.7%) Land $92,593 Building $392,592
2023	Veteran's exemption	$13,100 Land $2,500 Building $10,600	$467,857 Land $89,286 Building $378,571

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290141011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–2004)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2004, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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