Morris County and Mountain Lakes Borough property record for 86 Rte 46, Mountain Lakes, NJ 07046
| Property Type | Commercial |
|---|---|
| Details | built 1946 |
| Lot Size | 1.08 acres (47,393 sqft) |
| Owner | Company Name on Record |
| Last Sale | $119,500 (Mar 1997) |
| Tax Bill | $38,177 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| APN | 25-00004-0000-00021-02 |
| Primary APN | 25-00004-0000-00021-02 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 47,393 sqft |
| Lot Dimensions | 405 ft deep x 117 ft wide |
| Account Number | 1002200 |
|---|---|
| Street Address | 86 ROUTE 46 |
| City | MOUNTAIN LAKES |
| State | NJ |
| Zip | 07046-1799 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B |
| Legal Block | 4 |
| Legal Lot Number | 21.2 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MOUNTAIN LAKES |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 41200 |
Source: Morris County and Mountain Lakes Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 86 ROUTE 46, MOUNTAIN LAKES, NJ 07046-1799 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 1997 · Amount on Record |
| Deed Sale | Mar 24, 1997 · Amount on Record |
| Deed Document Number | 199722137 |
| Deed Book / Page | 4539 / 93 |
| Prior Transfer Date | Mar 13, 1997 |
| Prior Transfer Doc | 0000022137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 86 US HIGHWAY 46, MOUNTAIN LAKES, NJ 07046-1717 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 86 US HIGHWAY 46, MOUNTAIN LAKES, NJ 07046-1717 |
| Document Number | 0249870474 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 24987/474 |
| Instrument | 2025039981 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Morris County and Mountain Lakes Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Mountain Lakes Borough |
| Unified School District | Mountain Lakes Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,803,400 (+7.76%) Land $957,200 Building $846,200 | $1,803,400 (+7.76%) Land $957,200 Building $846,200 | |
| 2025 | $1,673,600 (+14.59%) Land $696,200 Building $977,400 | $1,673,600 (+14.59%) Land $696,200 Building $977,400 | |
| 2024 | $38,177.00 (+6.99%) | ||
| 2023 | $1,460,500 Land $696,200 Building $764,300 | $1,460,500 Land $696,200 Building $764,300 | |
| 2022 | $35,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN LAKES WATER DEP serves 4,012 people · EPA ID NJ1425001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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