86 Rte 12A, Surry (Keene), NH 03431 Property Records

Cheshire County and Surry Town property record for 86 Rte 12A, Surry, NH 03431

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,912 sqft · built 1952
Lot Size0.93 acres (40,511 sqft)
OwnerTrust Name on File
Last Sale$200,000 (Jul 2022)
Tax Bill$3,864 (2025)
Deeds & MortgagesMar 2025 Line of Credit
Feb 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNSURR M:0005B B:000015 L:000000

Property Details

APN / Parcel Number

Primary APNSURR M:0005B B:000015 L:000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,912 sqft Living Area
Gross Area3,716 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,511 sqft (0.93 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address86 ROUTE 12A
CitySURRY
StateNH
Zip03431-8120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL
Legal Block15
JurisdictionSURRY TOWN NH
Township / Civil DivisionSURRY
Census Block Group1
Census Block1073
Census Tract970100

Owner

86 Rte 12A is owner-occupied and held in a trust since February 2024.

Source: Cheshire County and Surry Town records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address86 ROUTE 12A, SURRY, NH 03431-8120
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 22, 2024Deed, Transfer
Jul 1, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2022 · Amount on File
Deed SaleJul 1, 2022 · Amount on File
Deed Book / Page3218 / 82
Last Transfer DateFeb 21, 2024
Transfer Doc003270-384
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY TOWN NH
Property Address86 ROUTE 12A, SURRY, NH 03431-8120
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03302-1261
DateMar 5, 2025
Book Page3302/1261
Instrument2501309
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionSURRY TOWN NH
Recording DateFeb 22, 2024
Property Address86 ROUTE 12A, SURRY, NH 03431-8120
Document Number003270-384
Book / Page3270 / 384
Instrument DateFeb 21, 2024
Instrument2401097
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 ROUTE 12A, SURRY, NH 03431-8120

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSURRY TOWN NH
Recording DateJul 1, 2022
Property Address86 ROUTE 12A, SURRY, NH 03431-8120
Document Number0003218-82
Book / Page3218 / 82
Instrument DateJun 28, 2022
Instrument2206122
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address520 WINTER ST, HANSON, MA 02341-1154

Tax Assessment & Valuation

The 2025 property tax bill for 86 Rte 12A was $3,864.

Source: Cheshire County and Surry Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionSurry Town
Unified School DistrictSurry School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,864.00$229,700 Land $79,300 Building $150,400
2023$3,680.00 (-0.24%)$229,700 (-) Land $79,300 Building $150,400
2022$3,689.00$229,700 Land $79,300 Building $150,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 86 Rte 12A in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims7 (1979–2013)
Most Recent ClaimJul 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2013 · 2 claims
  • Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Rte 12A is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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