86 Rolling Ridge Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 86 Rolling Ridge Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	5,185 sqft · built 1958
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,800,000 (Oct 2022)
Tax Bill	$29,746 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-00915-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`63-00915-0000-00029`
Alternative APNs	`630091500029` `097400`

Interior

Stories	1 Story
Building Area	5,185 sqft Living Area
1st Floor Area	5,185 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	40,075 sqft (0.92 acres)

Location & Zoning

Account Number	097400
Street Address	86 ROLLING RIDGE RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.920 AC
Legal Subdivision	JEFFERSON HOMES INC SEC #3
Legal Block	915
Legal Lot Number	29
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	1
Census Block	1008
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Deed Document Number	202298877
Deed Book / Page	4832 / 1505
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 12, 2022
Property Address	86 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1705
Document Number	0048321505
Book / Page	4832 / 1505
Instrument Date	Jun 23, 2022
Instrument	2022098877
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1705

Mortgage

Document Number	0048321512
Date	Oct 12, 2022
Book Page	4832/1512
Instrument	2022098878

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	86 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1705
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040580652
Date	Apr 7, 2021
Book Page	4058/652
Instrument	2021050437

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,148,500 (-) Land $356,800 Building $791,700	$1,148,500 (-) Land $356,800 Building $791,700
2025	$29,746.00 (+1.73%)	$1,148,500 (+0.66%) Land $356,800 Building $791,700	$1,148,500 (+0.66%) Land $356,800 Building $791,700
2024	$29,240.00 (+12.58%)
2023		$1,141,000 (+8.64%) Land $356,800 Building $784,200	$1,141,000 (+8.64%) Land $356,800 Building $784,200
2022	$25,973.00 (+0.37%)	$1,050,300 Land $356,800 Building $693,500	$1,050,300 Land $356,800 Building $693,500
2021	$25,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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