86 Rocky Point Rd, Harrison, ME 04040 Property Records

Cumberland County and Harrison Town property record for 86 Rocky Point Rd, Harrison, ME 04040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 648 sqft · built 1997
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on Record
Tax Bill	$8,000 (2025)
Deeds & Mortgages	Nov 2022 Sale Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HRRS M:22 L:0027`

Property Details

APN / Parcel Number

Primary APN	`HRRS M:22 L:0027`
Alternative APN	`1401`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	648 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Lot Area	10,890 sqft (0.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1401
Street Address	86 ROCKY POINT RD
City	HARRISON
State	ME
Zip	04040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SHOREL
Legal Lot Number	27
Jurisdiction	HARRISON ME
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2029
Census Tract	15000

Owner

Source: Cumberland County and Harrison Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	93 RICHARDS ST, DEDHAM, MA 02026-5845
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Warranty Deed, Transfer
Sep 12, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage DEDHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2022
Deed Sale	Nov 29, 2022
Prior Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	202258483
Deed Book / Page	39868 / 260
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON ME
Recording Date	Nov 29, 2022
Property Address	86 ROCKY POINT RD, HARRISON, ME 04040
Document Number	0398680260
Book / Page	39868 / 260
Instrument Date	Nov 10, 2022
Instrument	58483
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 RICHARDS ST, DEDHAM, MA 02026-5845

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON ME
Recording Date	Sep 12, 2019
Property Address	86 ROCKY POINT RD, HARRISON, ME 04040
Document Number	0359740214
Book / Page	35974 / 214
Instrument Date	Sep 12, 2019
Instrument	45066
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 RICHARDS ST, DEDHAM, MA 02026-5845

Mortgage

Document Number	45067
Date	Sep 12, 2019
Instrument	45067

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Harrison Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harrison Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,000.00 (+6.62%)	$974,400 (-) Land $619,000 Building $355,400
2024	$7,503.00 (+1.15%)	$974,400 (+70.11%) Land $619,000 Building $355,400
2023	$7,418.00 (+8.83%)	$572,800 (-) Land $360,000 Building $212,800
2022	$6,816.00	$572,800 Land $360,000 Building $212,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1989–2012)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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