Hampden County and Agawam Town City property record for 86 Roberta Cir, Agawam, MA 01001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1964 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $193,000 (Jul 2017) |
| Tax Bill | $4,169 (2026) |
| Deeds & Mortgages | Jan 2025 Line of Credit Dec 2021 Refinance + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 10012 |
| Primary APN | 10012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| Gross Area | 2,184 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10012 |
|---|---|
| Street Address | 86 ROBERTA CIR |
| City | AGAWAM |
| State | MA |
| Zip | 01001-3536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | AGAWAM MA |
| Township / Civil Division | AGAWAM TOWN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 813208 |
86 Roberta Cir is owned and occupied by an individual who bought it in July 2017.
Source: Hampden County and Agawam Town City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86 ROBERTA CIR, AGAWAM, MA 01001-3536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2025 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Dec 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BAY EQUITY LLC |
| Jul 31, 2017 | Quit Claim Deed, Transfer UNITED BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on File |
| Deed Sale | Jul 31, 2017 · Amount on File |
| Deed Book / Page | 21789 / 185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AGAWAM MA |
| Property Address | 86 ROBERTA CIR, AGAWAM, MA 01001-3536 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0025744-32 |
|---|---|
| Date | Jan 30, 2025 |
| Book Page | 25744/32 |
| Instrument | 4544 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AGAWAM MA |
| Property Address | 86 ROBERTA CIR, AGAWAM, MA 01001-3536 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024301-247 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 24301/247 |
| Instrument | 88734 |
| Name | BAY EQUITY LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AGAWAM MA |
| Recording Date | Jul 31, 2017 |
| Property Address | 86 ROBERTA CIR, AGAWAM, MA 01001-3536 |
| Document Number | 21789-185 |
| Book / Page | 21789 / 185 |
| Instrument | 43494 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29.62 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 ROBERTA CIR, AGAWAM, MA 01001-3536 |
| Document Number | 217890188 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 21789/0188 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jul 31, 2047 |
The 2026 property tax bill for 86 Roberta Cir was $4,169, up 3.1% from the year before.
Source: Hampden County and Agawam Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| Municipality | Agawam Town City |
| County | Hampden County |
| Unified School District | Agawam School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,169.00 (+3.09%) | $295,700 (+7.06%) Land $114,200 Building $181,500 | $319,173 (+13.85%) |
| 2025 | $4,044.00 (+2.67%) | $276,200 (+1.96%) Land $106,300 Building $169,900 | $280,345 (-5.9%) |
| 2024 | $3,939.00 (+5.6%) | $270,900 (+14.59%) Land $106,300 Building $164,600 | $297,920 |
| 2023 | $3,730.00 | $236,400 Land $92,100 Building $144,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Roberta Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 30 (1979–2023) |
| Claims Outside the SFHA | 4 of 30 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Roberta Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AGAWAM WATER DEPARTMENT serves 28,692 people · EPA ID MA1005000 |
|---|---|
| Water Source | Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Oct 2022 Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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