Putnam County property record for 86 River St, Buffalo, WV 25033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,176 sqft · built 1934 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Jul 2023) |
| Tax Bill | $1,158 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-1-0033.0000 |
| Primary APN | 03-1-0033.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 9,540 sqft (0.219 acres) |
| Lot Dimensions | 162 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00001837 |
|---|---|
| Street Address | 86 RIVER ST |
| City | BUFFALO |
| State | WV |
| Zip | 25033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 MAIN ST (9592.27 SQ FT) |
| Legal Lot Number | 5 |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 20200 |
Source: Putnam County records · APN 03-1-0033.0000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 86 RIVER ST, BUFFALO, WV 25033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Jul 18, 2023 | Warranty Deed, Transfer · VA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on Record |
| Deed Sale | Jul 18, 2023 · Amount on Record |
| Deed Document Number | 005503710003 |
| Deed Book / Page | 617 / 943 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 86 RIVER ST, BUFFALO, WV 25033 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001295/815 |
|---|---|
| Date | Aug 05, 2021 |
| Book Page | 1295/815 |
| Instrument | 005095000017 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 01, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Jul 18, 2023 |
| Property Address | 86 RIVER ST, BUFFALO, WV 25033 |
| Document Number | 000617/943 |
| Book / Page | 617 / 943 |
| Map Reference | DB 360 PG 638 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 005503710003 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2025 |
| Title Company | BEST TITLE AGENCY, BESTITLE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,342.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 RIVER ST, BUFFALO, WV 25033 |
| Document Number | 005503720012 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 005503720012 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Municipality | Buffalo Town |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,158.00 (-2.61%) | $76,500 (-5.76%) Land $8,460 Building $68,040 | $127,500 (-5.76%) Land $14,100 Building $113,400 |
| 2023 | $1,189.00 (+3.12%) | $81,180 (+2.42%) Land $8,040 Building $73,140 | $135,300 (+2.42%) Land $13,400 Building $121,900 |
| 2022 | $1,153.00 | $79,260 Land $8,040 Building $71,220 | $132,100 Land $13,400 Building $118,700 |
Source: FEMA National Flood Hazard Layer as of February 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2006–2025) |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 146 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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