86 Ripple Rd, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 86 Ripple Rd, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2025
Square Footage	2,540 sqft Living Area
Lot Size	5,662 sqft (0.13 acres)
Garage	Attached, 429 sqft
Last Sale	$545,000 (2025)
Tax Bill	$4,665.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`023726-2620`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	2,540 sqft Living Area
Gross Area	2,969 sqft Gross Area
1st Floor	1,204 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,662 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	429 sqft Garage
Porch Area	259 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	86 RIPPLE RD
City	SAINT AUGUSTINE
State	FL
Zip	32095-0077
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	120/72-86 BEACON LAKE PHASE 4C LOT 262 OR6253/1233
Legal Subdivision	BEACON LAKE PHASE 4C
Legal Block	1
Legal Lot Number	262
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2041
Census Tract	20904

Owner

Source: St. Johns County records · APN 023726-2620

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	61 RINALDO WAY, PONTE VEDRA, FL 32081-6106
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Married Woman as her Sole and Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2025 · Amount on Record
Deed Sale	Nov 07, 2025 · Amount on Record
Prior Sale	Feb 06, 2025 · Amount on Record
Deed Doc Number	202591240
Deed Book / Page	6253 / 1233
Record Refreshed	Jun 08, 2026

November 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 07, 2025
Property Address	86 RIPPLE RD, SAINT AUGUSTINE, FL 32095-0077
Document Number	0062531233
Book / Page	6253 / 1233
Map Reference	MB 120 PG 72-96
Instrument Date	Nov 05, 2025
Instrument	2025091240
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 RINALDO WAY, PONTE VEDRA, FL 32081-6106

Mortgage

Document Number	0062531235
Date	Nov 07, 2025
Instrument	6253/1235

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,029 (+306.98%) Land $102,000 Building $366,029	$468,029 (+306.98%) Land $102,000 Building $366,029
2025	$4,665.00 (+16.65%)	$115,000 (+21.05%)	$115,000 (+21.05%) Land $115,000
2024	$3,999.00	$95,000	$95,000 Land $95,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	About 1 in 467 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.