Suffolk County and Islip Town property record for 86 Ridge Ave, Central Islip, NY 11722
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Oct 2009) |
| Tax Bill | $9,200 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 101.-1-45 |
| Primary APN | 472889 101.-1-45 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Account Number | 362754 |
|---|---|
| Street Address | 86 RIDGE AVE |
| City | CENTRAL ISLIP |
| State | NY |
| Zip | 11722-3311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | X2229023Y208149 T025H00000000 |
| Legal Block | 1000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 146404 |
86 Ridge Ave is owned and occupied by two individuals who bought it in October 2009.
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 RIDGE AVE, CENTRAL ISLIP, NY 11722-3311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 15, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2009 · Amount on File |
| Deed Sale | Oct 21, 2009 · Amount on File |
| Deed Book / Page | 12603 / 667 |
| Prior Transfer Date | Oct 6, 2009 |
| Prior Transfer Doc | 0126030667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 86 RIDGE AVE, CENTRAL ISLIP, NY 11722-3311 |
| Document Number | 0231250568 |
| Instrument Date | Feb 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 86 RIDGE AVE CENTRAL ISLIP NY 117223311, CENTRAL ISLIP, NY 11722-3311 |
| Document Number | 0231250568 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 023125/000568 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 86 RIDGE AVE, CENTRAL ISLIP, NY 11722-3311 |
| Document Number | 0231250569 |
| Instrument Date | Feb 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 86 RIDGE AVE CENTRAL ISLIP NY 117223311, CENTRAL ISLIP, NY 11722-3311 |
| Document Number | 0231250569 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 023125/000569 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 86 RIDGE AVE, CENTRAL ISLIP, NY 11722-3311 |
| Document Number | 0229720776 |
| Instrument Date | Sep 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 86 RIDGE AVE CENTRAL ISLIP NY 117223311, CENTRAL ISLIP, NY 11722-3311 |
| Document Number | 0229720776 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 022972/000776 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2048 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Central Islip Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,300 Land $8,000 Building $24,300 | $454,930 (-) Land $112,676 Building $342,254 | |
| 2024 | $9,200.00 | $454,930 (+2.54%) Land $112,676 Building $342,254 | |
| 2023 | $32,300 Land $8,000 Building $24,300 | $443,681 Land $109,890 Building $333,791 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 86 Ridge Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 18 (1978–2021) |
| Claims Outside the SFHA | 14 of 18 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Ridge Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 98.2% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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