Hampden County and Chicopee City property record for 86 Raylo St, Chicopee, MA 01013 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,928 sqft · built 1964 |
| Lot Size | 0.437 acres (19,027 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,049 (May 2008) |
| Tax Bill | $5,262 (2025) |
| Deeds & Mortgages | May 2021 Refinance Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 197-00002 |
| Primary APN | 197-00002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 4,436 sqft |
| 1st Floor Area | 1,928 sqft |
| Basement Area | 1,480 sqft |
| Unfinished Basement | 1,480 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,027 sqft (0.437 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 197-00002 |
|---|---|
| Street Address | 86 RAYLO ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-3325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 811000 |
Source: Hampden County and Chicopee City records · APN 197-00002
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 RAYLO ST, CHICOPEE, MA 01013-3325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 03, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU |
| Dec 09, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ARRHA CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2008 · Amount on Record |
| Deed Sale | May 27, 2008 · Amount on Record |
| Deed Document Number | 200835004 |
| Deed Book / Page | 17314 / 249 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 86 RAYLO ST, CHICOPEE, MA 01013-3325 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23859-246 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 23859/246 |
| Instrument | 30017 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 86 RAYLO ST, CHICOPEE, MA 01013-3325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23582-168 |
|---|---|
| Date | Dec 09, 2020 |
| Book Page | 23582/168 |
| Instrument | 73542 |
| Name | ARRHA CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 133 Months |
| Due | Jan 01, 2032 |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,262.00 (+5.51%) | $347,100 (+2.72%) Land $115,900 Building $231,200 | $381,615 |
| 2024 | $4,987.00 (+7.9%) | $337,900 (+10.75%) Land $113,600 Building $224,300 | |
| 2023 | $4,622.00 | $305,100 Land $103,300 Building $201,800 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138110005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 240 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Chicopee Municipal Lighting Plant | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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