86 Pine Grove Dr, Andrews, NC 28901 Property Records

Cherokee County property record for 86 Pine Grove Dr, Andrews, NC 28901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1965
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Nov 2021)
Tax Bill	$628 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`556502580900000`

Property Details

APN / Parcel Number

Primary APN	`556502580900000`
Alternative APN	`56114`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Heated Area
Gross Area	1,548 sqft
1st Floor Area	1,000 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	208 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	216 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	Deck Area
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56114
Street Address	86 PINE GROVE DR
City	ANDREWS
State	NC
Zip	28901-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 WALKER-WOODS 1558/499
Legal Subdivision	WALKER WOODS SUBDIVISION
Legal Lot Number	9
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	1
Census Block	1044
Census Tract	930102

Owner

86 Pine Grove Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Cherokee County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	86 PINE GROVE DR, ANDREWS, NC 28901-9618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Apr 12, 2017 · Amount on File
Deed Document Number	20217716
Deed Book / Page	1696 / 817
Prior Transfer Date	Apr 11, 2017
Prior Transfer Doc	01558/0499
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 16, 2021
Property Address	86 PINE GROVE DR, ANDREWS, NC 28901-9618
Document Number	1696/817
Book / Page	1696 / 817
Instrument Date	Nov 16, 2021
Instrument	7716
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 PINE GROVE DR, ANDREWS, NC 28901-9618

Mortgage

Document Number	1696819
Date	Nov 16, 2021
Instrument	1696/819

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 12, 2017
Property Address	86 PINE GROVE DR, ANDREWS, NC 28901-9618
Document Number	01558/0499
Book / Page	01558 / 0499
Instrument Date	Apr 11, 2017
Instrument	01569
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 485, ANDREWS, NC 28901-0485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LOOKING GLASS LN, ASHEVILLE, NC 28805-2604

Tax Assessment & Valuation

The 2025 property tax bill for 86 Pine Grove Dr was $628.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$628.00	$81,820	$81,820 Land $14,000 Building $67,820
2023		$81,820	$81,820 Land $14,000 Building $67,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Pine Grove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Pine Grove Dr is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ANDREWS serves 3,284 people · EPA ID NC0120020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Frontier, Peachtree Broadband Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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