86 Phillips Ct, Bumpass, VA 23024 Property Records

Louisa County property record for 86 Phillips Ct, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,582 sqft · built 2005
Lot Size	6.66 acres (290,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jan 2021)
Tax Bill	$1,763 (2022)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`97 22 3`

Property Details

APN / Parcel Number

Primary APN	`97 22 3`
Alternative APNs	`25527` `24101`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,582 sqft Living Area
1st Floor Area	1,639 sqft
Basement Area	1,548 sqft
Unfinished Basement	1,548 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	290,110 sqft (6.66 acres)
Garage Area	442 sqft

Exterior Amenities

Porch	Slab
Porch Area	630 sqft
Patio Area	156 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24101
Street Address	86 PHILLIPS CT
City	BUMPASS
State	VA
Zip	23024-2354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	PHILLIPS ESTATES PB 8/1346-47 LOT 3 DB 1727/764 6.656 AC
Legal Subdivision	PHILLIPS ESTATES
Legal Lot Number	3
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3031
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 PHILLIPS CT, BUMPASS, VA 23024-2354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · VA Mortgage FULTON BK NA
Jan 5, 2021	Deed, Transfer · VA Mortgage FULTON BANK NA
Jan 18, 2017	Grant Deed, Transfer · Conventional with PMI UNION HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	Jan 18, 2017 · Amount on Record
Deed Document Number	202183
Deed Book / Page	1727 / 764
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	86 PHILLIPS CT, BUMPASS, VA 23024-2354
Document Number	0000000084
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 PHILLIPS CT BUMPASS VA 230242354, BUMPASS, VA 23024-2354

Mortgage

Document Number	0000000084
Date	Jan 5, 2021
Book Page	001727/000767
Instrument	84

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602-2853

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jan 5, 2021
Property Address	86 PHILLIPS CT, BUMPASS, VA 23024-2354
Document Number	1727/764
Book / Page	1727 / 764
Map Reference	MB 8 PG 1346&1347
Instrument Date	Dec 31, 2020
Instrument	202100000083
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	LAKESIDE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	86 PHILLIPS CT, BUMPASS, VA 23024-2354

Mortgage

Document Number	1727767
Date	Jan 5, 2021
Instrument	1727/767

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jan 18, 2017
Property Address	86 PHILLIPS CT, BUMPASS, VA 23024-2354
Document Number	0000000368
Book / Page	001492 / 000847
Instrument Date	Dec 7, 2016
Instrument	368
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	86 PHILLIPS CT BUMPASS VA 230242354, BUMPASS, VA 23024-2354

Mortgage

Document Number	370,
Date	Jan 18, 2017
Book Page	001492/000852
Instrument	370

Lender

Name	UNION HM MTG
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$624,418 (+4.79%) Land $77,500 Building $546,918	$624,418 (+4.79%) Land $77,500 Building $546,918
2025		$595,900 (+18.78%) Land $66,300 Building $529,600	$595,900 (+18.78%) Land $66,300 Building $529,600
2023		$501,700 Land $56,500 Building $445,200
2022	$1,763.00		$501,700 Land $56,500 Building $445,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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