86 Phillips Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 86 Phillips Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,858 sqft · built 1940
Lot Size	0.779 acres (33,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$795,000 (Jul 1997)
Tax Bill	$26,932 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0028 B:0028 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0028 B:0028 L:0`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,858 sqft Living Area
Gross Area	6,640 sqft
Basement Area	1,942 sqft
Unfinished Basement	1,942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	33,920 sqft (0.779 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	86 PHILLIPS AVE
City	SWAMPSCOTT
State	MA
Zip	01907-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	28
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	5
Census Block	5012
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 PHILLIPS AVE, SWAMPSCOTT, MA 01907-2435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Nov 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1997 · Amount on Record
Deed Sale	Jul 1, 1997 · Amount on Record
Prior Sale	Jun 27, 1991 · Amount on Record
Deed Book / Page	14194 / 326
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	86 PHILLIPS AVE, SWAMPSCOTT, MA 01907-2435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36427-578
Date	Dec 22, 2017
Book Page	36427/578
Instrument	171222002700

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	252 Months
Due	Dec 1, 2038

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	86 PHILLIPS AVE, SWAMPSCOTT, MA 01907-2435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37990-434
Date	Nov 1, 2019
Book Page	37990/434
Instrument	20191101000780

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,932.00 (+10.77%)	$2,244,300 (+5.87%) Land $770,000 Building $1,474,300	$1,958,720 (-5.01%)
2025	$24,314.00 (+9.91%)	$2,119,800 (+12.5%) Land $702,000 Building $1,417,800	$2,062,070
2023	$22,122.00	$1,884,300 Land $599,700 Building $1,284,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Nearby Flood Policies	35 units insured incl. 2 condo units
Nearby Flood Claims	4 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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