86 Phaeton Dr, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 86 Phaeton Dr, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,253 sqft · built 1975
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Aug 2026)
Tax Bill	$8,374 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`264200 124.11-1-24`

Property Details

APN / Parcel Number

Primary APN	`264200 124.11-1-24`
Alternative APNs	`42001241100001024000` `00593558000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,253 sqft Living Area
1st Floor Area	1,389 sqft
2nd Floor Area	864 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	198 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	537 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	664 sqft
Porch	Patio
Porch Area	761 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00593558000
Street Address	86 PHAETON DR
City	PENFIELD
State	NY
Zip	14526-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	0039-13-04 CARRIAGE 3 L151A 01
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	1
Census Block	1003
Census Tract	11504

Owner

86 Phaeton Dr is owned and occupied by an individual who bought it in August 2026.

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	27 ROCKBRIDGE LN, PENFIELD, NY 14526-2918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage SIMPLE TITLE, SIMPLIFILE
Aug 25, 2026	Warranty Deed, Transfer ALLIED AMERICAN ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2026 · Amount on File
Deed Sale	Aug 25, 2026 · Amount on File
Prior Sale	Jul 20, 2000 · Amount on File
Deed Document Number	20263457555
Deed Book / Page	13224 / 994
Prior Transfer Date	Dec 14, 2012
Prior Transfer Doc	0000000282
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Sep 8, 2026
Property Address	86 PHAETON DR, PENFIELD, NY 14526-1218
Document Number	0003462482
Book / Page	31428 / 716
Instrument Date	Aug 20, 2026
Instrument	20263462482
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 PHAETON DR, PENFIELD, NY 14526-1218

Mortgage

Document Number	0003462482,
Date	Sep 8, 2026
Book Page	31428/716
Instrument	20263462482

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	4.5%
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Aug 25, 2026
Property Address	86 PHAETON DR, PENFIELD, NY 14526-1218
Document Number	0003457555
Book / Page	13224 / 994
Instrument Date	Aug 18, 2026
Instrument	20263457555
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	ALLIED AMERICAN ABSTRACT

Transaction

Amount	Amount on Record
Tax	$175,740.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 ROCKBRIDGE LN, PENFIELD, NY 14526-2918

Tax Assessment & Valuation

The 2026 property tax bill for 86 Phaeton Dr was $8,374 with a homeowner's exemption, up 13.5% from the year before.

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,374.00 (+13.47%) Homeowner's exemption
2025	$7,380.00	$257,900 Land $57,700 Building $200,200	$343,900 Land $76,941 Building $266,959
2023		$257,900 (-) Land $57,700 Building $200,200	$274,400 (+6.4%) Land $61,392 Building $213,008
2022		$257,900 Land $57,700 Building $200,200	$257,900 Land $57,700 Building $200,200
2021	$7,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Phaeton Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Phaeton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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