86 Perry St, Unit 278, Putnam, CT 06260 Property Records

Putnam Town property record for 86 Perry St, Unit 278, Putnam, CT 06260

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,568 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$295,000 (Aug 2023)
Tax Bill	$5,417 (2025)
Deeds & Mortgages	May 2025 Line of Credit Apr 2025 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`M:016 B:100 L:178`

Property Details

APN / Parcel Number

Primary APN	`M:016 B:100 L:178`
Alternative APNs	`PUTN M:016 L:049 U:278` `3801`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	10 Units
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,573 sqft
Basement Area	663 sqft
Unfinished Basement	663 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3801
Street Address	86 PERRY ST, 278
City	PUTNAM
State	CT
Zip	06260-2259
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-10
Legal Lot Number	49
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	2
Census Block	2009
Census Tract	903102

Owner

Source: Putnam Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 PERRY ST, 278, PUTNAM, CT 06260-2259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 5, 2025	Deed of Trust, Mortgage · Line of Credit HOMEFIELD CREDIT UNION
Apr 10, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 24, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMEFIELD CREDIT UNION
Nov 20, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	20231098
Deed Book / Page	858 / 850
Last Transfer Date	Mar 3, 2025
Transfer Doc	000869-692
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	86 PERRY ST UNIT 278, 278, PUTNAM, CT 06260-2259
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000870-19
Date	May 5, 2025
Book Page	870/19
Instrument	653

Lender

Name	HOMEFIELD CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM CT
Recording Date	Apr 10, 2025
Property Address	86 PERRY ST UNIT 278, 278, PUTNAM, CT 06260-2259
Document Number	000869-692
Book / Page	869 / 692
Instrument Date	Mar 3, 2025
Instrument	562
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Aug 24, 2023
Property Address	86 PERRY ST UNIT 278, 278, PUTNAM, CT 06260-2259
Document Number	000858-850
Book / Page	858 / 850
Instrument Date	Aug 17, 2023
Instrument	1098
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 JORDAN TER, GRAFTON, MA 01519

Mortgage

Document Number	0000001099
Date	Aug 24, 2023
Instrument	1099

Lender

Name	HOMEFIELD CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Sep 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Nov 20, 2019
Property Address	86 PERRY ST UNIT 278, 278, PUTNAM, CT 06260-2259
Document Number	829-639
Book / Page	829 / 639
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 SOUTH BLVD E, PONTIAC, MI 48341-3163

Mortgage

Document Number	829642
Date	Nov 20, 2019
Instrument	829/642

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,417.00 (+28.79%)	$213,700 (+61.53%) Building $213,700	$149,590 Building $149,590
2023	$4,206.00 (+3.6%)	$132,300 (-) Building $132,300
2022	$4,060.00	$132,300 Building $132,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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