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86 Pepperpike Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 86 Pepperpike Way, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,380 sqft · built 2022
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$439,500 (Jun 2022)
Tax Bill$7,846 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN029011-5470

Property Details

APN / Parcel Number

Primary APN029011-5470

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,380 sqft Living Area
Gross Area2,832 sqft
1st Floor Area1,041 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area452 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address86 PEPPERPIKE WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-5505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description95/15-24 WHISPER CREEK PHASE 5 UNIT A LOT 547 OR5585/380
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 5 UNIT A
Legal Phase5
Legal Block1
Legal Lot Number547
Legal UnitA
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4021
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-5470

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address86 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOME AMERICAN MORTGAGE CORP
Jul 16, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2022 · Amount on Record
Deed SaleJun 24, 2022 · Amount on Record
Prior SaleJul 16, 2020 · Amount on Record
Deed Document Number202262878
Deed Book / Page5585 / 380
Record UpdatedJun 08, 2026

June 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJun 24, 2022
Property Address86 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5505
Document Number0055850380
Book / Page5585 / 380
Map ReferenceMB 95 PG 15-24
Instrument DateMar 23, 2022
Instrument2022062878
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 20, 2022
Title CompanyDO NO USE, AMERICAN HOME T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,076.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5505

Mortgage

Document Number0005585381
DateJun 24, 2022
Instrument5585/381
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueApr 01, 2052

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJul 16, 2020
Property Address86 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5505
Document Number0049901133
Book / Page004990 / 001133
Instrument DateJul 15, 2020
Instrument57136
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$19,642.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address10255 FORTUNE PKWY #150 JACKSONVILLE FL 322566502, 150, JACKSONVILLE, FL 32256-6502
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$408,008 (+2.7%)$418,210 (+5.27%) Land $100,000 Building $318,210
2025$7,846.00 (+5.74%) Homeowner's exemption$397,281 (+11.52%)$397,281 (+11.52%) Land $100,000 Building $297,281
2024$7,420.00 (-0.35%)
2023$7,446.00 (+91.46%)$356,228 (+324.08%)$356,228 (+324.08%) Land $84,000 Building $272,228
2022$3,889.00$84,000$84,000 Land $84,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 79 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,613 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 2,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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