Harnett County property record for 86 Pender Rd, Spring Lake, NC 28390 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,008 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Dec 2025) |
| Tax Bill | $1,595 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500045158 |
| Primary APN | 1500045158 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Heated Area |
| 1st Floor Area | 796 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 130 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500045158 |
|---|---|
| Street Address | 86 PENDER RD |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-1660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT#82 OVERHILLS CREEK SEC 4 PT 7 MAP#2005-253 |
| Legal Subdivision | OVERHILLS CREEK |
| Legal Lot Number | 82 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
Source: Harnett County records · APN 1500045158
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 86 PENDER RD, SPRING LAKE, NC 28390-1660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2025 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Oct 14, 2021 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 28, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on Record |
| Deed Sale | Dec 19, 2025 · Amount on Record |
| Prior Sale | Oct 14, 2021 · Amount on Record |
| Deed Document Number | 2025024259 |
| Deed Book / Page | 4319 / 320 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Dec 19, 2025 |
| Property Address | 86 PENDER RD, SPRING LAKE, NC 28390-1660 |
| Document Number | 0000024259 |
| Book / Page | 4319 / 320 |
| Map Reference | MB 2005-253 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025024259 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 FREEDOM HTS, ENTERPRISE, AL 36330-2989 |
| Name | Verified Name |
|---|---|
| Address | 86 PENDER RD, SPRING LAKE, NC 28390-1660 |
| Document Number | 0000024260 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025024260 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Oct 14, 2021 |
| Property Address | 86 PENDER RD, SPRING LAKE, NC 28390-1660 |
| Document Number | 0000024281 |
| Book / Page | 4060 / 602 |
| Map Reference | MB 2005-253 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021024281 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5093 HUTCHINS ST, 5093, WINSTON SALEM, NC 27106-2358 |
| Name | Verified Name |
|---|---|
| Address | 8101 HINES RD, FALCON, NC 28842 |
| Document Number | 0000024282 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021024282 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Dec 28, 2018 |
| Property Address | 86 PENDER RD, SPRING LAKE, NC 28390-1660 |
| Document Number | 0000017875 |
| Book / Page | 003664 / 000092 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 17875 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1671 SCARBOROUGH RD GREENVILLE NC 278586145, GREENVILLE, NC 27858-6145 |
| Document Number | 17876 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 003664/000094 |
| Instrument | 17876 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2048 |
Source: Harnett County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,595.00 | $215,480 (-) | $215,480 (-) Land $27,600 Building $187,880 |
| 2023 | $1,595.00 | $215,480 | $215,480 Land $27,600 Building $187,880 |
Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850712021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,786 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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