86 Paulk Ter, Springfield, MA 01128 Property Records

Hampden County and Springfield City property record for 86 Paulk Ter, Springfield, MA 01128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft · built 1981
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jan 2025)
Tax Bill	$4,165 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:09562 P:0010`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:09562 P:0010`
Alternative APN	`95620010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,193 sqft (0.234 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	95620010
Street Address	86 PAULK TER
City	SPRINGFIELD
State	MA
Zip	01128-1181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1003
Census Tract	801605

Owner

Source: Hampden County and Springfield City records · APN SPRI S:09562 P:0010

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	86 PAULK TER, SPRINGFIELD, MA 01128-1181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 09, 2025 · Amount on Record
Deed Sale	Jan 09, 2025 · Amount on Record
Prior Sale	Aug 19, 2024 · Amount on Record
Deed Document Number	20251213
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	86 PAULK TER, SPRINGFIELD, MA 01128-1181
Document Number	22105-264
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	22105-264
Date	Mar 26, 2018
Book Page	022105/000264
Instrument	15282

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 25, 2038

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,165.00 (+9.89%)	$265,600 (+19.48%) Land $60,200 Building $205,400	$331,550 (-1.55%)
2024			$336,775
2023	$3,790.00	$222,300 Land $57,300 Building $165,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

Based on FCC filings for 237 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.