86 Panorama, Durango, CO 81303 Property Records

La Plata County property record for 86 Panorama, Durango, CO 81303

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,107 sqft · built 1996
Lot Size	5.6 acres (243,936 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jun 2023)
Tax Bill	$1,503 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5661-271-05-051`

Property Details

APN / Parcel Number

Primary APN	`5661-271-05-051`
Alternative APN	`R004988`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,107 sqft Living Area
1st Floor Area	1,107 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modular
Lot Area	243,936 sqft
Garage Type	Detached
Garage Area	386 sqft
Deck Area	Deck Area
Patio Area	31 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R004988
Street Address	86 PANORAMA
City	DURANGO
State	CO
Zip	81303-6520
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MOBILE/MANUFACTURED SERIAL: 22967114297AB YEAR: 1996 MAKE: CHAMPION SIZE: 27X41 SPACE: ATTACHED TO LAND SUBDIVISION: RAFTER J OPEN A LOT: EF, PART LOT EF, RESUB LOTS 55, 56, 54J & LOTS 86-87, RAFTER J, PLAT #368545 86 PANORAMA DR DURANGO
Legal Subdivision	RAFTER J OPEN A
Legal Block	3
Legal Lot Number	EF
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

Source: La Plata County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	86 PANORAMA, DURANGO, CO 81303-6520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Special Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK
Aug 25, 2021	Special Warranty Deed, Transfer LAND TITLE GUARANTEE
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit TBK BK SSB
Oct 3, 2018	Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	20231222460
Prior Transfer Date	Jun 11, 2012
Prior Transfer Doc	0001048164
Record Updated	Sep 20, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jun 5, 2023
Property Address	86 PANORAMA, DURANGO, CO 81303-6520
Document Number	0001222460
Map Reference	DOC 368545
Instrument Date	Jun 2, 2023
Instrument	1222460
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$42.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 PANORAMA, DURANGO, CO 81303-6520

Mortgage

Document Number	0001222461
Date	Jun 5, 2023
Instrument	1222461

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 25, 2021
Property Address	86 PANORAMA, DURANGO, CO 81303-6520
Document Number	0001198173
Map Reference	DOC 368445
Instrument Date	Aug 24, 2021
Instrument	1198173
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2299 COUNTY ROAD 314, 2299, IGNACIO, CO 81137-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 PANORAMA, DURANGO, CO 81303-6520

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	86 PANORAMA, DURANGO, CO 81303-6520
Document Number	0001152588
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1969 W MEADOW RD DURANGO CO 813033623, DURANGO, CO 81303-3623

Mortgage

Document Number	0001152588
Date	Jan 17, 2019
Instrument	1152588

Lender

Name	TBK BK SSB
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 3, 2018
Property Address	86 PANORAMA, DURANGO, CO 81303-6520
Document Number	0001148908
Instrument Date	Sep 24, 2018
Instrument	1148908
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	COLORADO TITLE AND CLOSING SERVICES

Transaction

Amount	Amount Recorded
Tax	$21.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 PANORAMA DURANGO CO 813036520, DURANGO, CO 81303-6520

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,830 (-2.08%) Land $9,200 Building $17,630	$438,440 (-) Land $150,310 Building $288,130
2025	$1,503.00 (+172.78%)	$27,400 (+108.68%) Land $9,390 Building $18,010	$438,440 (+123.83%) Land $150,310 Building $288,130
2023	$551.00 (+0.73%)	$13,130 (+1.86%) Land $6,380 Building $6,750	$195,880 (+5.61%) Land $95,160 Building $100,720
2022	$547.00	$12,890 Land $6,490 Building $6,400	$185,470 Land $93,440 Building $92,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Communications Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25

May also be available: AT&T, Lumen Technologies, T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Panorama

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