86 Palms Rd, Wales (Goodells), MI 48027 Property Records

St. Clair County property record for 86 Palms Rd, Wales, MI 48027

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1978
Lot Size	10.8 acres (470,448 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Nov 2025)
Tax Bill	$2,653 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-31-036-4009-000`

Property Details

APN / Parcel Number

Primary APN	`74-31-036-4009-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	470,448 sqft (10.8 acres)
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	86 PALMS RD
City	WALES
State	MI
Zip	48027-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	BEG AT A POINT OF BEG N 660' FROM SW COR, TH N 344.49' ALG W LINE, TH S 89D 29M E 1364.91', TH S 0D 3M 15S E 344.49', TH N
Legal Range	15E
Legal Township	06N
Legal Section	89
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	WALES
Census Block Group	1
Census Block	1076
Census Tract	652600

Owner

86 Palms Rd is owned and occupied by two individuals who bought it in November 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7400 DREXLER RD, SAINT CLAIR, MI 48079-1603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Sep 12, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 11, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Deed Document Number	202522795
Deed Book / Page	5875 / 288
Prior Transfer Date	Sep 12, 2023
Prior Transfer Doc	0005653655
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 26, 2025
Property Address	86 PALMS RD, WALES, MI 48027-4501
Document Number	0005875288
Book / Page	5875 / 288
Instrument Date	Oct 23, 2025
Instrument	2025022795
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,077.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86 PALMS RD, WALES, MI 48027-4501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7400 DREXLER RD, SAINT CLAIR, MI 48079-1603

Mortgage

Document Number	2025022796
Date	Nov 26, 2025
Instrument	2025022796

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 12, 2023
Property Address	86 PALMS RD, WALES, MI 48027-4501
Document Number	0005653655
Book / Page	5653 / 655
Instrument Date	Sep 12, 2023
Instrument	2023016128
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86 PALMS ROAD, SMITHS CREEK, MI 48074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 PALMS ROAD, SMITHS CREEK, MI 48074

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 11, 2023
Property Address	86 PALMS RD, WALES, MI 48027-4501
Document Number	0005612906
Book / Page	5612 / 906
Instrument Date	Apr 11, 2023
Instrument	2023006675
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86 PALMS ROAD, SMITHS CREEK, MI 48074

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	86 PALMS ROAD, SMITHS CREEK, MI 48074

Tax Assessment & Valuation

The 2025 property tax bill for 86 Palms Rd was $2,653 with a homeowner's exemption, up 0.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Wales Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,400 (-0.88%)	$248,800
2025	$2,653.00 (+0.72%) Homeowner's exemption	$125,500
2024	$2,634.00		$251,000
2023		$112,100
2022	$2,411.00		$224,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 86 Palms Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Palms Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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