86 Oxbow Ln, Guilford, CT 06437 Property Records

Guilford Town property record for 86 Oxbow Ln, Guilford, CT 06437

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,360 sqft · built 1969
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,900 (Jan 2004)
Tax Bill	$8,845 (2026)
Deeds & Mortgages	Feb 2023 Refinance Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GUIL M:8002923`

Property Details

APN / Parcel Number

Primary APN	`GUIL M:8002923`
Alternative APN	`151`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	4,384 sqft
Basement Area	1,494 sqft
Unfinished Basement	682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	151
Street Address	86 OXBOW LN
City	GUILFORD
State	CT
Zip	06437-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Jurisdiction	GUILFORD CT
Township / Civil Division	GUILFORD
Census Block Group	2
Census Block	2004
Census Tract	190301

Owner

Source: Guilford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 OXBOW LN, GUILFORD, CT 06437-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Oct 20, 2020	Quit Claim Deed, Transfer · Balloon Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2004 · Amount on Record
Deed Sale	Jan 30, 2004 · Amount on Record
Prior Sale	Jul 1, 2003 · Amount on Record
Deed Book / Page	353 / 461
Last Transfer Date	Oct 14, 2020
Transfer Doc	000962-241
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	86 OXBOW LN, GUILFORD, CT 06437-2037
Transaction Type	Mortgage
Record Updated	Oct 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001004-752
Date	Feb 23, 2023
Book Page	1004/752
Instrument	2858920005

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2048

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUILFORD CT
Recording Date	Oct 20, 2020
Property Address	86 OXBOW LN, GUILFORD, CT 06437-2037
Document Number	962-241
Book / Page	962 / 241
Instrument Date	Oct 14, 2020
Instrument	2343480002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	86 OXBOW LN, GUILFORD, CT 06437-2037

Mortgage

Document Number	962-243
Date	Oct 20, 2020
Book Page	962/243
Instrument	2343490015

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Guilford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Guilford Town
Unified School District	Guilford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,845.00 (-11.89%)	$307,000 (-15.45%) Land $120,900 Building $186,100	$522,294 (+105.5%)
2025		$363,090 (-) Land $147,000 Building $216,090	$254,163 Land $102,900 Building $151,263
2024	$10,039.00 (+4.02%)	$363,090 (-) Land $147,000 Building $216,090
2023	$9,651.00 (+8.66%)	$363,090 (+35.93%) Land $147,000 Building $216,090
2022	$8,882.00	$267,120 Land $133,000 Building $134,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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