86 Oneil Mountain Rd, Hope, ID 83836 Property Records

Bonner County property record for 86 Oneil Mountain Rd, Hope, ID 83836

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,818 sqft · built 1932
Lot Size	7.99 acres (348,044 sqft)
Owner	2 Individual Names on File
Last Sale	$332,500 (Nov 2022)
Tax Bill	$2,173 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP024170000010A`

Property Details

APN / Parcel Number

Primary APN	`RP024170000010A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,818 sqft Finished Area
1st Floor Area	1,876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1975
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	348,044 sqft (7.99 acres)
Garage Type	Built-in
Pole Barn	506 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	86 ONEIL MOUNTAIN RD
City	HOPE
State	ID
Zip	83836-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-56N-2E DENTON BAY MEADOWS II LOT 1 CPWRS
Legal Range	02E
Legal Township	56N
Legal Section	18
Legal Subdivision	CPWRS
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	CLARK FORK
Census Block Group	4
Census Block	4019
Census Tract	950100

Owner

86 Oneil Mountain Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9312 S DAYSTAR LN, SPOKANE, WA 99224-8352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Warranty Deed, Transfer · Conventional Mortgage SPOKANE TEACHERS CU
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Apr 17, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Mar 12, 2019	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Jun 30, 2021 · Amount on File
Deed Document Number	20221014036
Prior Transfer Date	Mar 6, 2019
Prior Transfer Doc	0000935700
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Nov 10, 2022
Property Address	86 ONEIL MOUNTAIN RD, HOPE, ID 83836-9677
Document Number	0001014036
Map Reference	MB 13 PG 36
Instrument Date	Oct 27, 2022
Instrument	1014036
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	NEXTITLE A TITLE AND ESCROW COMPANY, TITLEONE A TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9312 S DAYSTAR LN, SPOKANE, WA 99224-8352

Mortgage

Document Number	0001014037
Date	Nov 10, 2022
Instrument	1014037

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	Other
Margin	5
Max Rate	8.5%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jun 30, 2021
Property Address	86 ONEIL MOUNTAIN RD, HOPE, ID 83836-9677
Document Number	986439
Instrument Date	Jun 17, 2021
Instrument	986439
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ALLIANCE TITLE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4081 E OAKLAND ST, GILBERT, AZ 85295-6116

Mortgage

Document Number	986440
Date	Jun 30, 2021
Instrument	986440

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	986446
Date	Jun 30, 2021
Instrument	986446

Lender

Name	ZB NA
Type	Bank
Address	MERIDIAN, ID 83642

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Apr 17, 2019
Property Address	86 ONEIL MOUNTAIN RD, HOPE, ID 83836-9677
Document Number	937242
Map Reference	MB 13 PG 36
Instrument Date	Apr 2, 2019
Instrument	937242
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ALLIANCE TITLE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 12 O NEIL MTN RD, 12, HOPE, ID 83836-9677

Mortgage

Document Number	937243
Date	Apr 17, 2019
Instrument	937243

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BONNER ID
Recording Date	Mar 12, 2019
Property Address	86 ONEIL MOUNTAIN RD, HOPE, ID 83836-9677
Document Number	0000935700
Map Reference	MB 13 PG 36
Instrument Date	Mar 6, 2019
Instrument	935700
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 O NEIL MTN RD, HOPE, ID 83836-9677

Tax Assessment & Valuation

The 2026 property tax bill for 86 Oneil Mountain Rd was $2,173 with a homeowner's exemption, up 6.6% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,173.00 (+6.62%) Homeowner's exemption	$595,946 (-1.39%) Land $234,711 Building $361,235	$595,946 (-1.39%) Land $234,711 Building $361,235
2025	$2,038.00 Homeowner's exemption	$604,332 Land $234,711 Building $369,621	$604,332 Land $234,711 Building $369,621
2023	$1,296.00 Homeowner's exemption	$409,052 Land $161,588 Building $247,464	$409,052 Land $161,588 Building $247,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Oneil Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Oneil Mountain Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 86% of Idaho
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Intermax Networks Fixed Wireless · Fiber in parts of the area	30 / 10
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Kaniksu Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oneil Mountain Rd

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