Hamilton County property record for 86 Oliver Rd, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,516 sqft · built 1950 |
| Lot Size | 0.569 acres (24,786 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $312,000 (Sep 2006) |
| Tax Bill | $9,891 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0004-0218-00 |
| Primary APN | 592-0004-0218-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,516 sqft Living Area |
| 1st Floor Area | 1,227 sqft |
| 2nd Floor Area | 1,289 sqft |
| Basement Area | 953 sqft |
| Finished Basement | 295 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 24,786 sqft (0.569 acres) |
| Lot Dimensions | 251 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 253 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 86 OLIVER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLIVER RD 100 X 251 PT LOT 9 JOHN OLIVERS EST |
| Legal Subdivision | JOHN OLIVERS ESTATE |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 22601 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 86 OLIVER RD, CINCINNATI, OH 45215-2631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Mar 11, 2019 | Deed of Trust, Mortgage · ARM UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2006 · Amount on Record |
| Deed Sale | Sep 14, 2006 · Amount on Record |
| Prior Sale | Aug 25, 2004 · Amount on Record |
| Deed Document Number | 06-145271 |
| Deed Book / Page | 10348 / 01011 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 86 OLIVER RD, CINCINNATI, OH 45215-2631 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000093416 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 14471/4029 |
| Instrument | 2021-0093416 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 86 OLIVER RD, CINCINNATI, OH 45215-2631 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000017523 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 13871/00021 |
| Instrument | 2019-0017523 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,891.00 (+2.43%) | $162,565 (-) Land $47,072 Building $115,493 | |
| 2024 | $9,656.00 (+8.47%) | $162,565 (-) Land $47,072 Building $115,493 | |
| 2023 | $8,902.00 (+4.09%) | $162,565 (+28.73%) Land $47,072 Building $115,493 | $464,470 (+28.73%) Land $134,490 Building $329,980 |
| 2022 | $8,552.00 Homeowner's exemption | $126,288 Land $32,603 Building $93,685 | |
| 2020 | $360,820 Land $93,150 Building $267,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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