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86 Ocean St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 86 Ocean St, Lynn, MA 01902 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 2.5 ba · 3,141 sqft · built 1880
Lot Size0.108 acres (4,687 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Jan 2018)
Tax Bill$6,532 (2025)
Deeds & MortgagesOct 2022 Refinance
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB:102 L:554 S:002

Property Details

APN / Parcel Number

Primary APNB:102 L:554 S:002
Alternative APN
  • LYNN M:102 B:554 L:002

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,141 sqft Living Area
Gross Area5,533 sqft
Basement Area1,256 sqft
Unfinished Basement1,256 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1963
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area4,687 sqft (0.108 acres)

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelGas

Location & Zoning

Street Address86 OCEAN ST
CityLYNN
StateMA
Zip01902-2053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block554
Legal Lot Number2
JurisdictionLYNN MA
Township / Civil DivisionLYNN
Census Block Group2
Census Block2011
Census Tract206600

Owner

Source: Essex County and Lynn City records · APN B:102 L:554 S:002

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address86 OCEAN ST, LYNN, MA 01902-2053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE CENTS SAVINGS BANK
Jan 12, 2018Quit Claim Deed, Transfer
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 2018 · Amount on Record
Deed SaleJan 12, 2018 · Amount on Record
Deed Book / Page36466 / 368
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address86 OCEAN ST, LYNN, MA 01902-2053
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041247-29
DateOct 14, 2022
Book Page41247/29
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYNN MA
Recording DateJan 12, 2018
Property Address86 OCEAN ST, LYNN, MA 01902-2053
Document Number36466-368
Book / Page36466 / 368
Instrument180112000120
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$57.38
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 OCEAN ST, LYNN, MA 01902-2053

Mortgage

Document Number364660371
DateJan 12, 2018
Instrument36466/0371
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueJan 12, 2048

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,532.00 (+3.35%)$630,500 (+5.05%) Land $205,500 Building $425,000$774,535
2024$6,320.00 (+5.4%)$600,200 (+11.6%) Land $217,800 Building $382,400
2023$5,996.00$537,800 Land $201,800 Building $336,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092066002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Nearby Flood Policies16 in force
Nearby Flood Claims11 (1979–2018)
Claims Outside the SFHA3 of 11
Most Recent ClaimAug 2018, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Diamond Historic District
listed 1996 · 590 contributing resources · NRIS 96001040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

May also be available at this address: AT&T, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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