Essex County and Nutley Township property record for 86 Oakley Ter, Nutley, NJ 07110
| Property Type | Single Family Home |
|---|---|
| Details | 2,680 sqft · built 1882 |
| Lot Size | 0.244 acres (10,614 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $569,000 (Sep 2018) |
| Tax Bill | $18,580 (2025) |
| Deeds & Mortgages | Sep 2018 Sale Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02402-0000-00012 |
| Primary APN | 16-02402-0000-00012 |
|---|---|
| Alternative APN |
|
| Building Area | 2,680 sqft Living Area |
|---|
| Year Built | Built 1882 |
|---|---|
| Effective Year Built | Effective 1882 |
| Lot Area | 10,614 sqft (0.244 acres) |
| Lot Dimensions | 122 ft deep x 87 ft wide |
| Old Parcel Number | 1600276000000003 |
|---|---|
| Street Address | 86 OAKLEY TER |
| City | NUTLEY |
| State | NJ |
| Zip | 07110-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 87X122 IRR |
| Legal Block | 2402 |
| Legal Lot Number | 12 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NUTLEY |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 13400 |
86 Oakley Ter is owned and occupied by two individuals who bought it in September 2018.
Source: Essex County and Nutley Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 OAKLEY TER, NUTLEY, NJ 07110-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Sep 5, 2018 | Deed of Trust, Mortgage · Conventional with PMI ATLANTIC HM LOANS |
| Aug 24, 2017 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2018 · Amount on File |
| Deed Sale | Sep 10, 2018 · Amount on File |
| Prior Sale | Aug 24, 2017 · Amount on File |
| Deed Document Number | 201878720 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 10, 2018 |
| Property Address | 86 OAKLEY TER, NUTLEY, NJ 07110-1019 |
| Document Number | 0000078720 |
| Instrument | 78720 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 OAKLEY TER NUTLEY NJ 071101019, NUTLEY, NJ 07110-1019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 86 OAKLEY TER, NUTLEY, NJ 07110-1019 |
| Document Number | 0000078732 |
| Instrument Date | Sep 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 86 OAKLEY TER NUTLEY NJ 071101019, NUTLEY, NJ 07110-1019 |
| Document Number | 0000078732 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 78732 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 24, 2017 |
| Property Address | 86 OAKLEY TER, NUTLEY, NJ 07110-1019 |
| Document Number | 0000075339 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 75339 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | ANS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 OAKLEY TER NUTLEY NJ 071101019, NUTLEY, NJ 07110-1019 |
| Document Number | 75340 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 75340 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 86 Oakley Ter was $18,580, up 2.5% from the year before.
Source: Essex County and Nutley Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Nutley Township |
| Unified School District | Nutley Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $688,400 (-) Land $266,600 Building $421,800 | $688,400 (-) Land $266,600 Building $421,800 | |
| 2025 | $18,580.00 (+2.55%) | $688,400 Land $266,600 Building $421,800 | $688,400 Land $266,600 Building $421,800 |
| 2024 | $18,118.00 | ||
| 2023 | $688,400 Land $266,600 Building $421,800 | $688,400 Land $266,600 Building $421,800 | |
| 2022 | $15,691.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Oakley Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1980) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 86 Oakley Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2025 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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