Russell County property record for 86 Oak Circle Dr, Rosedale, VA 24280
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 1,600 sqft · built 1991 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,183 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64L ID 104 |
| Primary APN | 64L ID 104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Basement Area | 2,262 sqft |
| Unfinished Basement | 2,262 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Terrain | Rolling |
| Deck Area | 128 sqft |
| Balcony Area | 92 sqft |
| Storage Building | 600 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 93879 |
|---|---|
| Street Address | 86 OAK CIRCLE DR |
| City | ROSEDALE |
| State | VA |
| Zip | 24280-3579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS LOT 104 |
| Legal Subdivision | OAKS SUBDIVISION |
| Legal Lot Number | 104 |
| Jurisdiction | RUSSELL VA |
| Township / Civil Division | LEBANON |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 30402 |
Source: Russell County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 81, LEBANON, VA 24266-0081 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BLUE RIDGE TITLE |
| Nov 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CREDIT UNION |
| Nov 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Nov 2, 2020 | Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSSELL VA |
| Recording Date | May 14, 2026 |
| Property Address | 86 OAK CIRCLE DR, ROSEDALE, VA 24280-3579 |
| Document Number | 0000000849 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026849 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BLUE RIDGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 86 OAK CIRCLE DR, ROSEDALE, VA 24280-3579 |
| Document Number | 0000000849, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026849 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.69% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSSELL VA |
| Property Address | 86 OAK CIRCLE DR, ROSEDALE, VA 24280-3579 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230002017 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 230002017 |
| Name | EASTMAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 4, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSSELL VA |
| Property Address | 86 OAK CIRCLE DR, ROSEDALE, VA 24280-3579 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 000877/729 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 877/729 |
| Instrument | 2002318 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RUSSELL VA |
| Recording Date | Nov 2, 2020 |
| Property Address | 86 OAK CIRCLE DR, ROSEDALE, VA 24280-3579 |
| Document Number | 877/724 |
| Book / Page | 877 / 724 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2002317 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 877/729 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 877/729 |
| Instrument | 2002318 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Russell County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Russell County |
| Unified School District | Russell County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,183.00 (+26.8%) | $204,400 (+37.92%) Land $23,400 Building $181,000 | $204,400 (+37.92%) Land $23,400 Building $181,000 |
| 2023 | $933.00 | $148,200 Land $23,400 Building $124,800 | $148,200 Land $23,400 Building $124,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2002 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 87% of Virginia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELFAST - RCPSA serves 1,575 people · EPA ID VA1167051 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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