86 N Thatcher Bend Cir, Spring, TX 77389 Property Records

Harris County property record for 86 N Thatcher Bend Cir, Spring, TX 77389

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,969 sqft · built 2018
Lot Size0.241 acres (10,484 sqft)
Owner2 Individual Names on File
Tax Bill$21,250 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN134-512-004-0016

Property Details

APN / Parcel Number

Primary APN134-512-004-0016

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,969 sqft Living Area
1st Floor Area2,658 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area10,484 sqft (0.241 acres)
Garage Area575 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area390 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1345120040016
Street Address86 N THATCHER BEND CIR
CitySPRING
StateTX
Zip77389-2852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 16 BLK 4 THE WOODLANDS VLG OF CREEKSIDE PARK 34
Legal SubdivisionTHE WOODLANDS VLG OF CREEKSIDE PARK 34
Legal Block4
Legal Lot Number16
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group3
Census Block3038
Census Tract555305

Owner

Source: Harris County records · APN 134-512-004-0016

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address86 N THATCHER BEND CIR, SPRING, TX 77389-2852
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
TOP ONE MORTGAGE
Feb 12, 2020Deed of Trust, Mortgage
TOP ONE MTG
Dec 21, 2018Deed of Trust, Mortgage
FC LNDG
Dec 21, 2018Deed of Trust, Mortgage
INTERNATIONAL BK/COMMERCE
Dec 21, 2018Deed of Trust, Mortgage
INTERNATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address86 N THATCHER BEND CIR, SPRING, TX 77389-2852
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyTEXANS LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021100818
DateMar 01, 2021
Instrument2021-100818
Lender
NameTOP ONE MORTGAGE
TypeMortgage Company
AddressHOUSTON, TX 77036
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address86 N THATCHER BEND CIR, SPRING, TX 77389-2852
Document Number0000072874
Instrument DateFeb 12, 2020
Transaction TypeMortgage
Record UpdatedMar 03, 2020
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address86 N THATCHER BEND CIR SPRING TX 773892852, SPRING, TX 77389-2852

Mortgage

Document Number0000072874
DateFeb 18, 2020
Instrument72874
Lender
NameTOP ONE MTG
TypeMortgage Company
AddressHOUSTON, TX 77036
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 17, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address86 N THATCHER BEND CIR, SPRING, TX 77389-2852
Document Number0000575109
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyMILLENNIUM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address86 N THATCHER BEND CIR THE WOODLANDS TX 773892852, THE WOODLANDS, TX 77389-2852

Mortgage

Document Number0000575109
DateDec 26, 2018
Instrument575109
Lender
NameFC LNDG
AddressHOUSTON, TX 77042
Agreement
AmountAmount Recorded
Term360 Months
DueDec 25, 2048

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address86 N THATCHER BEND CIR, SPRING, TX 77389-2852
Document Number0000575110
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedJan 07, 2019
Title CompanyMILLENNIUM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address86 N THATCHER BEND CIR SPRING TX 773892852, SPRING, TX 77389-2852

Mortgage

Document Number0000575110
DateDec 26, 2018
Instrument575110
Lender
NameINTERNATIONAL BK/COMMERCE
TypeBank
AddressAUSTIN, TX 78758
Agreement
AmountAmount Recorded
Term180 Months
DueDec 25, 2033

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address86 N THATCHER BEND CIR, SPRING, TX 77389-2852
Document Number0000575108
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedJan 07, 2019
Title CompanyMILLENIUM TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address86 N THATCHER BEND CIR SPRING TX 773892852, SPRING, TX 77389-2852
InvestorPossibly a Property Investor

Mortgage

Document Number0000575108
DateDec 26, 2018
Instrument575108
Lender
NameINTERNATIONAL BK/COMMERCE
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictTomball Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$21,250.00 (+268.6%) Homeowner's exemption$1,008,408 (+12.53%) Land $198,252 Building $810,156$1,008,408 (+12.53%) Land $198,252 Building $810,156
2024$5,765.00 (+16.02%)
2023$896,158 Land $159,523 Building $736,635$896,158 Land $159,523 Building $736,635
2022$4,969.00 (+18.79%)
2020$4,183.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015553053, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 395 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies395 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 588 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1013305, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHARRIS MONTGOMERY COUNTIES MUD 386
serves 18,018 people
Water SourcePurchased groundwater from HARRIS COUNTY MUD 387
Last State InspectionJan 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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