86 N 7th Ave, Des Plaines, IL 60016 Property Records

Cook County property record for 86 N 7th Ave, Des Plaines, IL 60016

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,443 sqft · built 1950
Lot Size0.211 acres (9,202 sqft)
OwnerIndividual Name on File
Last Sale$164,000 (Jun 2013)
Tax Bill$7,563 (2023)
Deeds & MortgagesMar 2022 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-07-418-035

Property Details

APN / Parcel Number

Primary APN09-07-418-035
Alternative APN
  • 09-07-418-035-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,443 sqft Living Area
1st Floor Area1,443 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1951
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area9,202 sqft (0.211 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address86 N 7TH AVE
CityDES PLAINES
StateIL
Zip60016-2325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH M (CORNELL) & COS (CUMBERLAND) SUB OF SH SE SE SEC 7 ALSO PT EH NE NE SEC 18 SEC 07-41-12
Legal Range12E
Legal Township41N
Legal Section07
Legal SubdivisionCORNELL & COS CUMBERLAND
Legal Block14
Legal Lot Number2,1
JurisdictionCOOK IL
Township / Civil DivisionMAINE
Census Block Group1
Census Block1009
Census Tract806102

Owner

86 N 7th Ave is owned and occupied by an individual who acquired it in December 2020.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address86 N 7TH AVE, DES PLAINES, IL 60016-2325
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 28, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2013 · Amount on File
Deed SaleJun 10, 2013 · Amount on File
Prior SaleOct 5, 2000 · Amount on File
Deed Document Number201350008
Last Transfer DateDec 23, 2020
Transfer Doc0000025037
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address86 N 7TH AVE, DES PLAINES, IL 60016-2325
Transaction TypeMortgage
Record UpdatedMar 30, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008004012
DateMar 21, 2022
Instrument2208004012
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2042
Interest
Rate3.75%

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateOct 28, 2021
Property Address86 N 7TH AVE, DES PLAINES, IL 60016-2325
Document Number0030125037
Map ReferenceDOC 9940985
Instrument DateDec 23, 2020
Instrument2130125037
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanySTATES TITLE FTS AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address86 N 7TH AVE, DES PLAINES, IL 60016-2325

Mortgage

Document Number0030125038
DateOct 28, 2021
Instrument2130125038
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term231 Months
DueJan 1, 2041
Interest
Rate2.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionMaine Township
MunicipalityDes Plaines City
Elementary School DistrictDes Plaines Community Consolidated School District 62 (PK - 08)
Secondary School DistrictMaine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35,000 Land $9,202 Building $25,798$350,000 Land $92,020 Building $257,980
2023$7,563.00 (+2.86%)
2022$7,353.00 Homeowner's exemption$31,999 Land $7,821 Building $24,178$319,990 Land $78,210 Building $241,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 86 N 7th Ave in Zone X, an area of minimal flood risk, though there have been 378 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 59 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies155 units insured
incl. 96 condo units
Nearby Flood Claims378 (1979–2026)
Claims Outside the SFHA98 of 378
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 94 claims
  • Severe Storms And Flooding, Sep 2008 · 110 claims
  • Severe Storms & Flooding, Aug 1987 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 86 N 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES PLAINES
serves 60,675 people · EPA ID IL0310630
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75

May also be available: T-Mobile.

Nearby Properties on N 7th Ave

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