86 N 3rd St, Banning, CA 92220 Property Records

Riverside County property record for 86 N 3rd St, Banning, CA 92220

Property Summary

Property Type	Apartment House (2-4 Units)
Details	1,242 sqft · built 1976
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$1,400,000 (Apr 2016)
Tax Bill	$7,401 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Dec 2019 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`540-166-003`

Property Details

APN / Parcel Number

Primary APN	`540-166-003`

Interior

Units	4 Units
Stories	1 Story
Building Area	1,242 sqft Total Area

Exterior

Year Built	Built 1976
Construction Type	Wood
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	540166003
Street Address	86 N 3RD ST
City	BANNING
State	CA
Zip	92220-4762
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	C2
Legal Description	LOTS 16 & 17 BLK 223 MB 009/044 SB AMENDED MAP OF THE BANNING LAND CO
Legal Subdivision	AMENDED MAP OF BANNING LAND COMPANY
Legal Block	223
Legal Lot Number	16,17 17
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2023
Census Tract	44101

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4900 SANTA ANITA AVE STE 2C, 2C, EL MONTE, CA 91731-1490
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage EAST WEST BANK
Dec 19, 2019	Loan Modification, Mortgage EAST WEST BK
Jun 29, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2016 · Amount on Record
Deed Sale	Apr 25, 2016 · Amount on Record
Prior Sale	Oct 12, 2001 · Amount on Record
Deed Document Number	2016-0163282
Record Updated	Jun 7, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	86 N 3RD ST, BANNING, CA 92220-4762
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000277766
Date	Jul 7, 2017
Instrument	2017-0277766

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 19, 2019
Property Address	86 N 3RD ST, BANNING, CA 92220-4762
Instrument Date	Nov 14, 2019
Instrument	526504
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4900 SANTA ANITA AVE #2C EL MONTE CA 917311490, 2C, EL MONTE, CA 91731-1490

Mortgage

Document Number	0000526504
Date	Dec 19, 2019
Instrument	526504

Lender

Name	EAST WEST BK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 29, 2017
Property Address	86 N 3RD ST, BANNING, CA 92220-4762
Document Number	0000265676
Instrument Date	Jun 26, 2017
Instrument	265676
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	86 N 3RD ST BANNING CA 922204762, BANNING, CA 92220-4762

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,401.00 (+2.05%)	$533,685 (+3.92%) Land $85,878 Building $447,807
2023	$7,252.00 (+2.11%)	$513,541 Land $82,545 Building $430,996
2022	$7,102.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, California Internet, T-Mobile USA.

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