86 Mountain Range Dr, Whittier, NC 28789 Property Records

Swain County property record for 86 Mountain Range Dr, Whittier, NC 28789

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 4,378 sqft · built 2013
Lot Size	0.529 acres (23,043 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Mar 2022)
Tax Bill	$1,612 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`760300031424`

Property Details

APN / Parcel Number

Primary APN	`760300031424`
Alternative APN	`541425`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,378 sqft Total Area
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	23,043 sqft (0.529 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	541425
Street Address	86 MOUNTAIN RANGE DR
City	WHITTIER
State	NC
Zip	28789-5504
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	20-OR-1400-CONLEY CK-MOUNTAIN VIEW ESTATES LT 3
Legal Subdivision	MOUNTAIN VIEW ESTATE @ CONLEY CREEK
Legal Lot Number	3
Jurisdiction	SWAIN NC
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1046
Census Tract	960302

Owner

86 Mountain Range Dr, a rural home, is owned and occupied by two individuals who bought it in March 2022.

Source: Swain County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	86 MOUNTAIN RANGE DR, WHITTIER, NC 28789-5504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 30, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 13, 2020	Warranty Deed, Transfer · Seller Carry-Back RUSSELL MCPHERSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Prior Sale	Jan 13, 2020 · Amount on File
Deed Document Number	2022793
Deed Book / Page	506 / 568
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	86 MOUNTAIN RANGE DR, WHITTIER, NC 28789-5504
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 MILTON AVE, ROCK HILL, SC 29730-3656

Mortgage

Document Number	000551/657
Date	Mar 16, 2026
Book Page	551/657
Instrument	456

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Mar 30, 2022
Property Address	86 MOUNTAIN RANGE DR, WHITTIER, NC 28789-5504
Document Number	000506/568
Book / Page	506 / 568
Map Reference	CAB 3 SL 1798
Instrument Date	Mar 30, 2022
Instrument	793
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	492 TWIN BROOK DR, CLEMMONS, NC 27012-9546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 MOUNTAIN RANGE DR, WHITTIER, NC 28789-5504

Mortgage

Document Number	0000000794
Date	Mar 30, 2022
Instrument	794

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Jan 13, 2020
Property Address	86 MOUNTAIN RANGE DR, WHITTIER, NC 28789-5504
Document Number	00474/0500
Book / Page	00474 / 0500
Map Reference	CAB 3 SL 1798
Instrument Date	Jan 10, 2020
Instrument	00053
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 CROSSPATCH DR, BRYSON CITY, NC 28713-7803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12133 N NC HWY 15 #E # E, E, WINSTON SALEM, NC 27127

Mortgage

Document Number	0000000054
Date	Jan 13, 2020
Instrument	00054

Lender

Name	RUSSELL MCPHERSON
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	240 Months
Due	Jan 10, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 86 Mountain Range Dr was $1,612.

Source: Swain County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,612.00	$365,300 Land $60,000 Building $305,300	$365,300 Land $60,000 Building $305,300
2023	$1,430.00 Additional exemption filed	$365,300 Land $60,000 Building $305,300	$365,300 Land $60,000 Building $305,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Mountain Range Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Nearby Flood Policies	24 units insured incl. 6 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Mountain Range Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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