Effingham County property record for 86 Mossy Oak Dr, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,257 sqft · built 2007 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,900 (Aug 2018) |
| Tax Bill | $1,838 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0428C-311-000 |
| Primary APN | 0428C-311-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,257 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 143 sqft |
| Porch | Patio |
| Porch Area | 75 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 15633 |
|---|---|
| Street Address | 86 MOSSY OAK DR |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-6023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .30 AC LOT 311 (OUT 428-17) |
| Legal Subdivision | SHADOWBROOK |
| Legal Phase | 3B |
| Legal Block | 3B |
| Legal Lot Number | 311 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30205 |
86 Mossy Oak Dr is owned and occupied by an individual who bought it in August 2018.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86 MOSSY OAK DR, SPRINGFIELD, GA 31329-6023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS |
| Aug 17, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on File |
| Deed Sale | Aug 17, 2018 · Amount on File |
| Prior Sale | Dec 28, 2007 · Amount on File |
| Deed Document Number | 20182196 |
| Deed Book / Page | 2483 / 922 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 86 MOSSY OAK DR, SPRINGFIELD, GA 31329-6023 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 86 MOSSY OAK DR, SPRINGFIELD, GA 31329-6023 |
| Document Number | 0000002483/0000000923 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 0000002483/0000000923 |
| Instrument | 007327 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 86 MOSSY OAK DR, SPRINGFIELD, GA 31329-6023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 86 MOSSY OAK DR, SPRINGFIELD, GA 31329-6023 |
| Document Number | 0000002614/0000000592 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 0000002614/0000000592 |
| Instrument | 008056 |
| Name | BROKER SOLUTIONS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Aug 17, 2018 |
| Property Address | 86 MOSSY OAK DR, SPRINGFIELD, GA 31329-6023 |
| Document Number | 002483/922 |
| Book / Page | 2483 / 922 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 2018-002196 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 MOSSY OAK DR, SPRINGFIELD, GA 31329-6023 |
The 2025 property tax bill for 86 Mossy Oak Dr was $1,838 with exemptions applied, up 7.6% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,627 (-) Land $22,800 Building $77,827 | $251,568 (-) Land $57,000 Building $194,568 | |
| 2025 | $1,838.00 (+7.61%) Homeowner's exemption Senior Citizen's exemption | $100,627 (+7.97%) Land $22,800 Building $77,827 | $251,568 (+7.97%) Land $57,000 Building $194,568 |
| 2024 | $1,708.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $93,196 Land $22,800 Building $70,396 | $232,989 Land $57,000 Building $175,989 |
| 2022 | $1,642.00 Homeowner's exemption | $68,117 Land $15,200 Building $52,917 | $170,293 Land $38,000 Building $132,293 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Mossy Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Mossy Oak Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHADOWBROOK SUBDIVISION private · serves 224 people · EPA ID GA1030143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
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