86 Morningside Dr, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 86 Morningside Dr, Ossining, NY 10562 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1948
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Last Sale	$489,000 (Feb 2017)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554289 90.15-1-22.1`

Property Details

APN / Parcel Number

Primary APN	`554289 90.15-1-22.1`
Alternative APN	`55428900107A020 021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	896 sqft
Upper Floors Area	416 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	36,590 sqft (0.84 acres)
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	86 MORNINGSIDE DR
City	OSSINING
State	NY
Zip	10562-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUBDIVISION FOR NICO CONTE
Legal Block	1
Legal Lot Number	22.001
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	2
Census Block	2008
Census Tract	13700

Owner

Source: Westchester County and Ossining Town records · APN 554289 90.15-1-22.1

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	86 MORNINGSIDE DR, OSSINING, NY 10562-3109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 22, 2017	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 22, 2017 · Amount on Record
Deed Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	2017570483090
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	86 MORNINGSIDE DR, OSSINING, NY 10562-3109
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 MORNINGSIDE DR, OSSINING, NY 10562-3109

Mortgage

Document Number	0622713038
Date	Sep 28, 2022
Instrument	622713038

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 22, 2017
Property Address	86 MORNINGSIDE DR, OSSINING, NY 10562-3109
Document Number	0570483090
Book / Page	057048 / 003090
Instrument Date	Feb 17, 2017
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,956.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 E 36TH ST #1B NEW YORK NY 100163574, 1B, NEW YORK, NY 10016-3574

Mortgage

Document Number	570523448
Date	Feb 22, 2017
Book Page	057052/003448

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$692,000 (+4.41%) Land $344,300 Building $347,700	$692,000 (+4.41%) Land $344,300 Building $347,700
2024	Additional exemption filed	$662,800 (+6.9%) Land $215,500 Building $447,300	$662,800 (+6.9%) Land $215,500 Building $447,300
2023		$620,000 Land $215,500 Building $404,500	$620,000 Land $215,500 Building $404,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190137002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1978–2021)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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