86 Mill Rd, Latham, NY 12110 Property Records

Albany County and Colonie Town property record for 86 Mill Rd, Latham, NY 12110

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,260 sqft · built 1961
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (May 1996)
Tax Bill	$5,010 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012689 8.4-3-95`

Property Details

APN / Parcel Number

Primary APN	`012689 8.4-3-95`
Alternative APNs	`268900800400030950000000` `00800400030950000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,260 sqft Total Area
1st Floor Area	1,260 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	345 sqft
Parking Spaces	1 Parking Space
Canopy	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00800400030950000000
Street Address	86 MILL RD
City	LATHAM
State	NY
Zip	12110-1230
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	04 - FARM
Legal Description	LOT 2 N-140 E-138 C-61-28
Legal Block	3
Legal Lot Number	95.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2021
Census Tract	13512

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 MILL RD, LATHAM, NY 12110-1230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 1996 · Amount on Record
Deed Sale	May 2, 1996 · Amount on Record
Deed Book / Page	2555 / 549
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	86 MILL RD, LATHAM, NY 12110-1230
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000407
Date	Feb 5, 2026
Instrument	R2026-2407

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	North Colonie Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,010.00 (-4.02%) Homeowner's exemption
2025	$5,220.00 (+11.37%) Homeowner's exemption	$121,000 (-) Land $30,200 Building $90,800	$276,900 (+16.69%) Land $69,111 Building $207,789
2023		$121,000 (-) Land $30,200 Building $90,800	$237,300 (+9.33%) Land $59,227 Building $178,073
2022		$121,000 Land $30,200 Building $90,800	$217,040 Land $54,170 Building $162,870
2021	$4,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2011–2026)
Most Recent Claim	Mar 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880