86 Mary Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 86 Mary Ct, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,454 sqft · built 1992
Lot Size0.107 acres (4,700 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Jun 2018)
Tax Bill$6,118 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN246-280-190-000

Property Details

APN / Parcel Number

Primary APN246-280-190-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,454 sqft Living Area

Exterior

Year BuiltBuilt 1992
Architectural StyleOther
Construction TypeWood
Lot Area4,700 sqft (0.107 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address86 MARY CT
CityTRACY
StateCA
Zip95376-1338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC
Legal Description90 FM PT 246-060-05
Legal SubdivisionVICTORIA PARK UNIT #2
Legal Tract2286
Legal Lot Number62
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2004
Census Tract5208

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address86 MARY CT, TRACY, CA 95376-1338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Dec 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINNPOINTE CORPORATION
Nov 26, 2019Quit Claim Deed, Transfer · Conventional with PMI
AGORA LNDG
Jun 22, 2018Grant Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2018 · Amount on Record
Deed SaleJun 22, 2018 · Amount on Record
Prior SaleJun 22, 2018 · Amount on Record
Deed Document Number0000069183
Last Transfer DateNov 26, 2019
Transfer Doc0000137421
Record UpdatedJun 7, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address86 MARY CT, TRACY, CA 95376-1338
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TTL OF NORTHERN

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 MARY CT, TRACY, CA 95376-1338

Mortgage

Document Number0000112778
DateSep 2, 2020
Instrument2020-112778
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address86 MARY CT, TRACY, CA 95376-1338
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 MARY CT, TRACY, CA 95376-1338

Mortgage

Document Number0000174432
DateDec 11, 2020
Instrument2020-174432
Lender
NameWINNPOINTE CORPORATION
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 26, 2019
Property Address86 MARY CT, TRACY, CA 95376-1338
Document Number0000137421
Instrument DateNov 12, 2019
Instrument137421
Transaction TypeTransfer
Record UpdatedDec 16, 2019
Title CompanyUNISOURCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address86 MARY CT TRACY CA 953761338, TRACY, CA 95376-1338

Mortgage

Document Number137422
DateNov 26, 2019
Instrument137422
Lender
NameAGORA LNDG
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 25, 2049

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 22, 2018
Property Address86 MARY CT, TRACY, CA 95376-1338
Document Number0000069183
Map ReferenceVOL 30 PG 33
Instrument DateJun 15, 2018
Instrument2018-069183
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1206 104TH AVE, OAKLAND, CA 94603-3117

Mortgage

Document Number0000069184
DateJun 22, 2018
Instrument2018-069184
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,118.00 (+10.1%)$512,018 (+4.04%) Land $136,537 Building $375,481
2023$5,557.00 (+2.11%)$492,137 Land $131,236 Building $360,901
2022$5,442.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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