Middlesex County and North Reading Town property record for 86 Marblehead St, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,175 sqft · built 1970 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $785,000 (Aug 2021) |
| Tax Bill | $11,217 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:49-P:021 |
| Primary APN | M:49-P:021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,175 sqft Living Area |
| Gross Area | 1,368 sqft |
| 1st Floor Area | 1,343 sqft |
| Basement Area | 1,343 sqft |
| Unfinished Basement | 1,343 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 86 MARBLEHEAD ST |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-1527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Lot Number | 21.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 330101 |
86 Marblehead St is owned and occupied by an individual who bought it in August 2021.
Source: Middlesex County and North Reading Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86 MARBLEHEAD ST, NORTH READING, MA 01864-1527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK |
| Aug 18, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on File |
| Deed Sale | Aug 18, 2021 · Amount on File |
| Prior Sale | Sep 27, 2016 · Amount on File |
| Deed Document Number | 2021185014 |
| Deed Book / Page | 78496 / 325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Apr 2, 2026 |
| Property Address | 86 MARBLEHEAD ST, NORTH READING, MA 01864-1527 |
| Document Number | 00085425-1 |
| Book / Page | 85425 / 1 |
| Instrument Date | Mar 14, 2026 |
| Instrument | 202636656 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 86 MARBLEHEAD ST, NORTH READING, MA 01864-1527 |
| Document Number | 0000036656, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 85425/1 |
| Instrument | 202636656 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Aug 18, 2021 |
| Property Address | 86 MARBLEHEAD ST, NORTH READING, MA 01864-1527 |
| Document Number | 78496-325 |
| Book / Page | 78496 / 325 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 185014 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 MARBLEHEAD ST, NORTH READING, MA 01864-1527 |
| Document Number | 185015 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 185015 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 86 Marblehead St was $11,217, up 1.6% from the year before.
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,217.00 (+1.6%) | $861,500 (+1.92%) Land $425,300 Building $436,200 | $928,734 |
| 2025 | $11,040.00 (+1.67%) | $845,300 (+2.83%) Land $409,100 Building $436,200 | |
| 2024 | $10,859.00 (+1.41%) | $822,000 (+7.39%) Land $385,800 Building $436,200 | |
| 2023 | $10,708.00 | $765,400 Land $354,400 Building $411,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Marblehead St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Marblehead St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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