Bergen County and Ramsey Borough property record for 86 Maple St, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,106 sqft · built 1930 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Company Name on File |
| Last Sale | $320,000 (Mar 2000) |
| Tax Bill | $15,552 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-02912-0000-00013 |
| Primary APN | 48-02912-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,106 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 86 MAPLE ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.172AC |
| Legal Block | 2912 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records · APN 48-02912-0000-00013
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 86 MAPLE ST, RAMSEY, NJ 07446-2446 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK |
| Oct 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Jan 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Jan 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VAST BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 2000 · Amount on Record |
| Deed Sale | Mar 28, 2000 · Amount on Record |
| Deed Document Number | 200036717 |
| Deed Book / Page | 8259 / 297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 86 MAPLE ST, RAMSEY, NJ 07446-2446 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050570450 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 5057/450 |
| Instrument | 2023052588 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 86 MAPLE ST, RAMSEY, NJ 07446-2446 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0044030692 |
|---|---|
| Date | Oct 04, 2021 |
| Book Page | 4403/692 |
| Instrument | 2021153389 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 86 MAPLE ST, RAMSEY, NJ 07446-2446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034681027 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 3468/1027 |
| Instrument | 20-005626 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 86 MAPLE ST, RAMSEY, NJ 07446-2446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034681036 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 3468/1036 |
| Instrument | 20-005627 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Nov 13, 2034 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $697,900 (-7.6%) Land $360,800 Building $337,100 | $697,900 (-7.6%) Land $360,800 Building $337,100 | |
| 2025 | $15,552.00 (+5.32%) | $755,300 (+44.33%) Land $350,800 Building $404,500 | $755,300 (+44.33%) Land $350,800 Building $404,500 |
| 2024 | $14,767.00 (+7.58%) | ||
| 2023 | $523,300 Land $292,200 Building $231,100 | $523,300 Land $292,200 Building $231,100 | |
| 2022 | $13,726.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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