86 Maple Ridge Rd, Harrison, ME 04040 Property Records

Cumberland County and Harrison Town property record for 86 Maple Ridge Rd, Harrison, ME 04040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,142 sqft · built 1987
Lot Size	5.2 acres (226,512 sqft)
Owner	Individual Name on Record
Last Sale	$277,500 (Oct 2017)
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HRRS M:47 L:0039`

Property Details

APN / Parcel Number

Primary APN	`HRRS M:47 L:0039`
Alternative APN	`1706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,142 sqft Living Area
Gross Area	1,224 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Lot Area	226,512 sqft (5.2 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1706
Street Address	86 MAPLE RIDGE RD
City	HARRISON
State	ME
Zip	04040-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	STANDA
Legal Lot Number	39
Jurisdiction	HARRISON ME
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1021
Census Tract	15000

Owner

Source: Cumberland County and Harrison Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 MAPLE RIDGE RD, HARRISON, ME 04040-3326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage OXFORD FEDERAL CREDIT UNION
Oct 25, 2017	Deed of Trust, Mortgage HOUSING & CMNTY DEV DEPT
Oct 26, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2017 · Amount on Record
Deed Sale	Oct 26, 2017 · Amount on Record
Deed Document Number	201754762
Deed Book / Page	34415 / 262
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	86 MAPLE RIDGE RD, HARRISON, ME 04040-3326
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0417930081
Date	Oct 15, 2025
Book Page	41793/81
Instrument	42411

Lender

Name	OXFORD FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	86 MAPLE RIDGE RD, HARRISON, ME 04040-3326
Document Number	0344150264
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 MAPLE RIDGE RD HARRISON ME 04040, HARRISON, ME 04040

Mortgage

Document Number	0344150264
Date	Oct 26, 2017
Book Page	034415/000264
Instrument	54763

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	ST LOUIS, MO 63166

Agreement

Amount	Amount Recorded
Term	396 Months
Due	Oct 25, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRISON ME
Recording Date	Oct 26, 2017
Property Address	86 MAPLE RIDGE RD, HARRISON, ME 04040-3326
Document Number	0344150262
Book / Page	034415 / 000262
Instrument Date	Oct 25, 2017
Instrument	54762
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cumberland County and Harrison Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harrison Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,939.00 (+6.63%)	$479,800 (-) Land $105,200 Building $374,600
2024	$3,694.00 (+12.79%)	$479,800 (+89.72%) Land $105,200 Building $374,600
2023	$3,275.00 (+8.8%)	$252,900 (-) Land $35,200 Building $217,700
2022	$3,010.00	$252,900 Land $35,200 Building $217,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1987–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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