Kendall County property record for 86 Mandy Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,080 sqft · built 2000 |
| Lot Size | 0.035 acres (1,541 sqft) |
| Owner | Company on Record |
| Last Sale | $160,000 (Sep 2019) |
| Tax Bill | $4,758 (2024) |
| Deeds & Mortgages | Jul 2022 Transfer Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-02-456-027 |
| Primary APN | 03-02-456-027 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,521 sqft |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 1,541 sqft (0.035 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 86 MANDY DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-7940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 167-3 OGDEN FALLS UNIT 1 PHASE 2, VILLAGE OF OSWEGO |
| Legal Subdivision | OGDEN FALLS UNIT 1 PHASE 2 |
| Legal Lot Number | 167 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 890105 |
Source: Kendall County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 86 MANDY DR, OSWEGO, IL 60543-7940 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 6, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Nov 9, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Sep 6, 2019 | Warranty Deed, Transfer BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on Record |
| Deed Sale | Sep 6, 2019 · Amount on Record |
| Prior Sale | Mar 24, 2010 · Amount on Record |
| Deed Document Number | 201912835 |
| Last Transfer Date | Jun 9, 2022 |
| Transfer Doc | 0000011432 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 6, 2022 |
| Property Address | 86 MANDY DR, OSWEGO, IL 60543-7940 |
| Document Number | 0000011432 |
| Map Reference | DOC 9814352 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 202200011432 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6378 S ONEIDA CT, CENTENNIAL, CO 80111-4601 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 86 MANDY DR, OSWEGO, IL 60543-7940 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016031 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 201800016031 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Sep 6, 2019 |
| Property Address | 86 MANDY DR, OSWEGO, IL 60543-7940 |
| Document Number | 0000012835 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 12835 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2019 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2435 TRACY LN AURORA IL 605064229, AURORA, IL 60506-4229 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,653 (+42.94%) Land $10,879 Building $69,774 | $241,959 (+42.94%) Land $32,637 Building $209,322 | |
| 2024 | $4,758.00 | ||
| 2022 | $56,423 Land $7,611 Building $48,812 | $169,269 Land $22,833 Building $146,436 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T DSL | 100 / 20 |
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