86 Main St, Raymond, NH 03077 Property Records

Rockingham County and Raymond Town property record for 86 Main St, Raymond, NH 03077

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,382 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$523,000 (Sep 2024)
Tax Bill	$6,730 (2025)
Deeds & Mortgages	Mar 2022 Refinance Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RAYM M:028-3 L:106`

Property Details

APN / Parcel Number

Primary APN	`RAYM M:028-3 L:106`
Alternative APNs	`M:028=3 L:106` `3071`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,382 sqft Living Area
Gross Area	3,628 sqft
1st Floor Area	1,346 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3071
Street Address	86 MAIN ST
City	RAYMOND
State	NH
Zip	03077-2349
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C1
Legal Lot Number	106
Jurisdiction	RAYMOND TOWN NH
Township / Civil Division	RAYMOND
Census Block Group	1
Census Block	1016
Census Tract	55002

Owner

86 Main St, a duplex, is owner-occupied and held in a trust since November 2024.

Source: Rockingham County and Raymond Town records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	86 MAIN ST, RAYMOND, NH 03077-2349
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 7, 2024	Quit Claim Deed, Transfer Quitclaim
Sep 9, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage EMM LOANS LLC
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	Oct 23, 2012 · Amount on File
Deed Book / Page	6571 / 544
Last Transfer Date	Nov 5, 2024
Transfer Doc	06584-2534
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND TOWN NH
Property Address	86 MAIN ST, RAYMOND, NH 03077-2349
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006395-756
Date	Mar 30, 2022
Book Page	6395/756
Instrument	22014251

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND TOWN NH
Property Address	86 MAIN ST, RAYMOND, NH 03077-2349
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006323-965
Date	Sep 1, 2021
Book Page	6323/965
Instrument	21055890

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAYMOND TOWN NH
Recording Date	Nov 7, 2024
Property Address	86 MAIN ST, RAYMOND, NH 03077-2349
Document Number	06584-2534
Book / Page	6584 / 2534
Instrument Date	Nov 5, 2024
Instrument	24034512
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 MAIN ST, RAYMOND, NH 03077-2349

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAYMOND TOWN NH
Recording Date	Sep 9, 2024
Property Address	86 MAIN ST, RAYMOND, NH 03077-2349
Document Number	006571-544
Book / Page	6571 / 544
Instrument Date	Sep 6, 2024
Instrument	24027004
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148K CAPITOL HILL DR, LONDONDERRY, NH 03053-5414

Mortgage

Document Number	0024027005
Date	Sep 9, 2024
Instrument	24027005

Lender

Name	EMM LOANS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND TOWN NH
Property Address	86 MAIN ST, RAYMOND, NH 03077-2349
Document Number	0062130397
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 MAIN ST RAYMOND NH 030772349, RAYMOND, NH 03077-2349

Mortgage

Document Number	0062130397
Date	Dec 23, 2020
Book Page	006213/000397
Instrument	73164

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 86 Main St was $6,730, up 5.3% from the year before.

Source: Rockingham County and Raymond Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Raymond Town
Unified School District	Raymond School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,730.00 (+5.34%)	$293,100 (+0.51%) Land $74,100 Building $219,000
2024	$6,389.00 (+5.74%)	$291,600 (-) Land $74,100 Building $217,500
2023	$6,042.00 (+13.29%)	$291,600 (-) Land $74,100 Building $217,500
2022	$5,333.00	$291,600 Land $74,100 Building $217,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 86 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	51 (1987–2023)
Claims Outside the SFHA	22 of 51
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 28 claims Fall Northeaster Rainstorm, Oct 1996 · 7 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYMOND WATER DEPT serves 3,300 people · EPA ID NH1971010
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Mar 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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