86 Main St, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 86 Main St, Cairo, NY 12413

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1949
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jan 2025)
Tax Bill	$3,392 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2024 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`305-6096979`

Property Details

APN / Parcel Number

Primary APN	`305-6096979`
Alternative APNs	`240010100000040100000000` `192400 101.00-4-10`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	336 sqft
Finished Basement	336 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	127 ft deep x 60 ft wide
Porch	Slab
Porch Area	70 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	86 MAIN ST
City	CAIRO
State	NY
Zip	12413-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	4
Legal Lot Number	10.000
Jurisdiction	GREENE NY
Township / Civil Division	CAIRO
Census Block Group	3
Census Block	3025
Census Tract	80502

Owner

Source: Greene County and Cairo Town records · APN 305-6096979

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5207 ROUTE 32, CATSKILL, NY 12414-6564
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2026	Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Jan 16, 2024	Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 02, 2025 · Amount on Record
Deed Sale	Jan 02, 2025 · Amount on Record
Prior Sale	Jun 27, 2024 · Amount on Record
Deed Document Number	2025D2025-7
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE NY
Recording Date	Jul 06, 2026
Property Address	86 MAIN ST, CAIRO, NY 12413-3111
Document Number	0000001356
Instrument Date	May 27, 2026
Instrument	20261356
Transaction Type	Transfer
Record Updated	Jul 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 OSBORNE LN, GUILFORD, NY 13780-3126

Mortgage

Document Number	0000001513,
Date	Jul 06, 2026
Instrument	20261513

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.36%
Max Rate	-1%

January 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	GREENE NY
Recording Date	Jan 16, 2024
Property Address	86 MAIN ST, CAIRO, NY 12413-3111
Document Number	00D2024140
Instrument Date	Jan 08, 2024
Instrument	D2024-140
Transaction Type	Foreclosure
Record Updated	Feb 06, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD # 251, 251, CORAL GABLES, FL 33146-1837

Tax Assessment & Valuation

Source: Greene County and Cairo Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Cairo Town
Unified School District	Cairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,392.00	$78,540 (-) Land $8,800 Building $69,740	$224,400 (+16.29%) Land $25,143 Building $199,257
2023		$78,540 (-) Land $8,800 Building $69,740	$192,973 (+25.06%) Land $21,622 Building $171,351
2022		$78,540 Land $8,800 Building $69,740	$154,303 Land $17,289 Building $137,014

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1980–2011)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Fiber · Cable	5,000 / 5,000

Based on FCC filings for 18 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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