Louisa County property record for 86 Lloyds Pl, Louisa, VA 23093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2006 |
| Lot Size | 2.37 acres (103,237 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,000 (Mar 2006) |
| Tax Bill | $2,254 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12 19 3 |
| Primary APN | 12 19 3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 103,237 sqft (2.37 acres) |
| Porch | Slab |
| Porch Area | 224 sqft |
| Deck Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 26500 |
|---|---|
| Street Address | 86 LLOYDS PL |
| City | LOUISA |
| State | VA |
| Zip | 23093-5941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | HICKORY CREEK ESTATES PB 8/1741-42 LOT 3 DB 989/956 2.368 AC |
| Legal Subdivision | HICKORY CREEK ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | LOUISA |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 950303 |
86 Lloyds Pl is owned and occupied by an individual who bought it in March 2006.
Source: Louisa County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86 LLOYDS PL, LOUISA, VA 23093-5941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2006 · Amount on File |
| Deed Sale | Mar 22, 2006 · Amount on File |
| Deed Document Number | 20063299 |
| Deed Book / Page | 989 / 956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 86 LLOYDS PL, LOUISA, VA 23093-5941 |
| Document Number | 0000012729 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 86 LLOYDS PL LOUISA VA 230935941, LOUISA, VA 23093-5941 |
| Document Number | 0000012729 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 001722/000665 |
| Instrument | 12729 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 13, 2035 |
| Rate | 2.75% |
|---|
The 2025 property tax bill for 86 Lloyds Pl was $2,254, up 10.3% from the year before.
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,100 (+3.51%) Land $49,800 Building $274,300 | $324,100 (+3.51%) Land $49,800 Building $274,300 | |
| 2025 | $2,254.00 (+10.27%) | $313,100 Land $40,900 Building $272,200 | $313,100 Land $40,900 Building $272,200 |
| 2024 | $2,044.00 | ||
| 2023 | $254,700 Land $33,200 Building $221,500 | ||
| 2022 | $897.00 | $254,700 Land $33,200 Building $221,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Lloyds Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 86 Lloyds Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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