86 Little Owl Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 86 Little Owl Ln, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,797 sqft · built 2016
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Sep 2026)
Tax Bill	$4,394 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`102781-0950`

Property Details

APN / Parcel Number

Primary APN	`102781-0950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,797 sqft Living Area
Gross Area	2,203 sqft
1st Floor Area	1,797 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	86 LITTLE OWL LN
City	SAINT AUGUSTINE
State	FL
Zip	32086-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75/21-26 DEERFIELD PRESERVE PHASE 1 LOT 95 OR5378/686
Legal Range	29E
Legal Township	07S
Legal Section	48
Legal Subdivision	DEERFIELD PRESERVE PHASE I
Legal Phase	1
Legal Block	1
Legal Lot Number	95
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4021
Census Tract	21301

Owner

Source: St. Johns County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 LITTLE OWL LN, SAINT AUGUSTINE, FL 32086-8403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · Conventional Mortgage FLC MORTGAGE LLC
Sep 27, 2021	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
May 19, 2021	Warranty Deed, Transfer
May 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Sep 27, 2021 · Amount on Record
Deed Document Number	202675214
Deed Book / Page	6430 / 792
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 1, 2026
Property Address	86 LITTLE OWL LN, SAINT AUGUSTINE, FL 32086-8403
Document Number	0000075214
Book / Page	6430 / 792
Instrument Date	Sep 1, 2026
Instrument	202675214
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	PARADISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275,730.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 LITTLE OWL LN, SAINT AUGUSTINE, FL 32086-8403

Mortgage

Document Number	0000075215,
Date	Sep 1, 2026
Instrument	202675215

Lender

Name	FLC MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 27, 2021
Property Address	86 LITTLE OWL LN, SAINT AUGUSTINE, FL 32086-8403
Document Number	0053780686
Book / Page	5378 / 686
Map Reference	MB 75 PG 21-26
Instrument Date	Sep 10, 2021
Instrument	2021105206
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7450 NW 84TH AVE, 7450, PARKLAND, FL 33067-1008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 LITTLE OWL LN, ST AUGUSTINE, FL 32086-8403

Mortgage

Document Number	0053780688
Date	Sep 27, 2021
Book Page	5378/688
Instrument	2021105207

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 19, 2021
Property Address	86 LITTLE OWL LN, SAINT AUGUSTINE, FL 32086-8403
Document Number	0052690256
Book / Page	5269 / 256
Map Reference	MB 75 PG 21
Instrument Date	May 17, 2021
Instrument	2021056386
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Tax	$14.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	904 SOUTHERN CREEK DR, 904, SAINT JOHNS, FL 32259-6255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7450 NW 84TH AVE, PARKLAND, FL 33067-1008

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 20, 2021
Property Address	86 LITTLE OWL LN, SAINT AUGUSTINE, FL 32086-8403
Document Number	0052691892
Book / Page	5269 / 1892
Map Reference	MB 75 PG 21
Instrument Date	May 17, 2021
Instrument	2021056752
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Tax	$31.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 SEVEN TRAILS DR, 220, BALLWIN, MO 63011-3974

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7450 NW 84TH AVE, PARKLAND, FL 33067-1008

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,633 (-1.58%) Land $85,000 Building $248,633	$333,633 (-1.58%) Land $85,000 Building $248,633
2025	$4,394.00 (+6.99%) Homeowner's exemption	$338,987 (+1.12%)	$338,987 (+1.12%) Land $85,000 Building $253,987
2024	$4,107.00 (+1.99%)
2023	$4,027.00 (-4.3%) Homeowner's exemption	$335,247 (+8.51%)	$335,247 (+8.51%) Land $85,000 Building $250,247
2022	$4,208.00	$308,948	$308,948 Land $67,200 Building $241,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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