86 Lawrence Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 86 Lawrence Ave, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1978
Lot Size	0.137 acres (5,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$306,000 (May 2011)
Tax Bill	$5,033 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`015-083-20`

Property Details

APN / Parcel Number

Primary APN	`015-083-20`
Alternative APN	`015-083-20-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,224 sqft Living Area
Gross Area	1,714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Material	Tile
Lot Area	5,968 sqft (0.137 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	86 LAWRENCE AVE
City	WATSONVILLE
State	CA
Zip	95076-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MARIGOLD MDWS 02 TR 733
Legal Lot Number	99
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1002
Census Tract	110602

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 LAWRENCE AVE, WATSONVILLE, CA 95076-2930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Aug 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2011 · Amount on Record
Deed Sale	May 12, 2011 · Amount on Record
Prior Sale	Nov 19, 2010 · Amount on Record
Deed Document Number	201119506
Last Transfer Date	Aug 24, 2018
Transfer Doc	0000026205
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	86 LAWRENCE AVE, WATSONVILLE, CA 95076-2930
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 LAWRENCE AVE, WATSONVILLE, CA 95076-2930

Mortgage

Document Number	0000047399
Date	Sep 15, 2021
Instrument	2021-0047399

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 27, 2018
Property Address	86 LAWRENCE AVE, WATSONVILLE, CA 95076-2930
Document Number	0000026205
Instrument Date	Aug 24, 2018
Instrument	26205
Transaction Type	Transfer
Record Updated	Sep 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	86 LAWRENCE AVE WATSONVILLE CA 950762930, WATSONVILLE, CA 95076-2930

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,880 (+2%) Land $239,928 Building $159,952
2025	$5,033.00 (+13.79%) Homeowner's exemption	$392,040 (+4.04%) Land $235,224 Building $156,816
2023	$4,423.00 (+1.82%) Homeowner's exemption	$376,816 Land $226,090 Building $150,726	$573,930
2022	$4,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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