86 Lasher Rd, Ballston Spa, NY 12020 Property Records

Saratoga County and Charlton Town property record for 86 Lasher Rd, Ballston Spa, NY 12020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1979
Lot Size	3.54 acres (154,202 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Sep 2026)
Tax Bill	$4,940 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2023 Sale & Mortgage
APN	`412200 226.-1-40.22`

Property Details

APN / Parcel Number

Primary APN	`412200 226.-1-40.22`
Alternative APNs	`220022600000010400220000` `5 J01629`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Game Room	Game Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	154,202 sqft (3.54 acres)
Lot Width	200 ft Width
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	456 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5 J01629
Street Address	86 LASHER RD
City	BALLSTON SPA
State	NY
Zip	12020-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	40.022
Jurisdiction	SARATOGA NY
Township / Civil Division	CHARLTON
Census Block Group	4
Census Block	4064
Census Tract	61600

Owner

86 Lasher Rd is owned by an individual who bought it in September 2026.

Source: Saratoga County and Charlton Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5 NUMAN ST, GLENS FALLS, NY 12801-4081
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 22, 2023	Executor's Deed, Transfer · Stand-Alone First Mortgage BROADVIEW FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Dec 19, 2024 · Amount on File
Deed Document Number	202628350
Prior Transfer Date	Feb 23, 2005
Prior Transfer Doc	0017130000000133
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Sep 30, 2026
Property Address	86 LASHER RD, BALLSTON SPA, NY 12020-3100
Document Number	0000028350
Instrument Date	Sep 25, 2026
Instrument	202628350
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 NUMAN ST, GLENS FALLS, NY 12801-4081
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028351,
Date	Sep 30, 2026
Instrument	202628351

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SARATOGA NY
Recording Date	Mar 22, 2023
Property Address	86 LASHER RD, BALLSTON SPA, NY 12020-3100
Document Number	0000007867
Instrument Date	Mar 9, 2023
Instrument	2023007867
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 BERMUDA LAKE DR APT 101B, 101B, BRANDON, FL 33510-2280

Mortgage

Document Number	0000007868
Date	Mar 22, 2023
Instrument	2023007868

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Apr 1, 2033
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

The 2025 property tax bill for 86 Lasher Rd was $4,940.

Source: Saratoga County and Charlton Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Charlton Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,940.00	$155,600 Land $37,300 Building $118,300	$317,551 Land $76,122 Building $241,429
2023		$155,600 (-) Land $37,300 Building $118,300	$282,909 (+14.55%) Land $67,818 Building $215,091
2022		$155,600 Land $37,300 Building $118,300	$246,984 Land $59,206 Building $187,778

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 86 Lasher Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Lasher Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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