86 Laredo Ln, Palm Desert, CA 92211 Property Records

Riverside County property record for 86 Laredo Ln, Palm Desert, CA 92211

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,368 sqft · built 1983
Lot Size	0.6 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jun 2015)
Tax Bill	$3,994 (2025)
Deeds & Mortgages	Apr 2024 Reverse Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`632-302-069`

Property Details

APN / Parcel Number

Primary APN	`632-302-069`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	1,788 sqft
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Tile
Lot Area	2,614 sqft (0.6 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	86 LAREDO LN
City	PALM DESERT
State	CA
Zip	92211-3206
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PR5
Legal Description	UNIT 124 CM 043/035 INT IN COMMON LOTS 16 & 17 TR 15633 MB 129/27
Legal Subdivision	THE LAKES COUNTRY CLUB
Legal Tract	15633
Legal Lot Number	16,17
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1007
Census Tract	44928

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 LAREDO LN, PALM DESERT, CA 92211-3206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2015 · Amount on Record
Deed Sale	Jun 26, 2015 · Amount on Record
Prior Sale	Mar 16, 2007 · Amount on Record
Deed Document Number	2015275760
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	86 LAREDO LN, PALM DESERT, CA 92211-3206
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 LAREDO LN, PALM DESERT, CA 92211-3206

Mortgage

Document Number	0000096932
Date	Apr 3, 2024
Instrument	2024-0096932

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.31%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.3%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	86 LAREDO LN, PALM DESERT, CA 92211-3206
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 LAREDO LN, PALM DESERT, CA 92211-3206

Mortgage

Document Number	0000280675
Date	Jun 22, 2022
Instrument	2022-0280675

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	9.75%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,944 (+2%) Land $84,581 Building $197,363
2025	$3,994.00 (+6.42%) Homeowner's exemption	$276,417 (+4.04%) Land $82,923 Building $193,494
2023	$3,753.00 (+3.99%) Homeowner's exemption	$265,685 Land $79,704 Building $185,981
2022	$3,609.00
2021			$329,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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