86 Lapa Farm Rd, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 86 Lapa Farm Rd, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 1987
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on File
Last Sale	$386,000 (Feb 2024)
Tax Bill	$6,219 (2026)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`247-00030`

Property Details

APN / Parcel Number

Primary APN	`247-00030`
Alternative APN	`CHIC M:0247 P:00030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	4,332 sqft
1st Floor Area	1,200 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	247-00030
Street Address	86 LAPA FARM RD
City	CHICOPEE
State	MA
Zip	01013-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3015
Census Tract	811102

Owner

86 Lapa Farm Rd is owned by two individuals who bought it in February 2024.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	99 RICHVIEW AVE, SPRINGFIELD, MA
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · ARM ROCKET MORTGAGE LLC
Feb 29, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on File
Deed Sale	Feb 29, 2024 · Amount on File
Prior Sale	Jul 9, 2001 · Amount on File
Deed Document Number	20248632
Deed Book / Page	25335 / 223
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	May 26, 2026
Property Address	86 LAPA FARM RD, CHICOPEE, MA 01013-1035
Document Number	026344-299
Book / Page	26344 / 299
Instrument Date	May 19, 2026
Instrument	202623123
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 LAPA FARM RD, CHICOPEE, MA 01013-1035

Mortgage

Document Number	0000023123,
Date	May 26, 2026
Book Page	26344/299
Instrument	202623123

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Type Change Date	Oct 1, 2031
Index	Other
Margin	2
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 29, 2024
Property Address	86 LAPA FARM RD, CHICOPEE, MA 01013-1035
Document Number	025335-223
Book / Page	25335 / 223
Instrument Date	Feb 29, 2024
Instrument	8632
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	99 RICHVIEW AVE, SPRINGFIELD, MA

Mortgage

Document Number	0000008633
Date	Feb 29, 2024
Instrument	8633

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 86 Lapa Farm Rd was $6,219, up 5.5% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,219.00 (+5.53%)	$408,100 (+4.99%) Land $112,500 Building $295,600	$388,637 (+7.74%)
2025	$5,893.00 (+5.46%)	$388,700 (+2.67%) Land $101,900 Building $286,800	$360,715
2024	$5,588.00 (+8.11%)	$378,600 (+10.96%) Land $99,900 Building $278,700
2023	$5,169.00	$341,200 Land $90,800 Building $250,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Lapa Farm Rd in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Lapa Farm Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: Xfinity.

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