Worcester County and Lunenburg Town property record for 86 Lancaster Ave, Lunenburg, MA 01462
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,030 sqft · built 1815 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (May 2012) |
| Tax Bill | $8,650 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 1620710003500000 |
| Primary APN | 1620710003500000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,030 sqft Living Area |
| Gross Area | 5,456 sqft |
| 1st Floor Area | 1,844 sqft |
| Basement Area | 1,274 sqft |
| Unfinished Basement | 1,274 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1815 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1620710003500000 |
|---|---|
| Street Address | 86 LANCASTER AVE |
| City | LUNENBURG |
| State | MA |
| Zip | 01462-1471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 35 |
| Jurisdiction | LUNENBURG MA |
| Township / Civil Division | LUNENBURG |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 712102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lunenburg Historic District listed 1988 · 80 contributing resources · NRIS 87001060 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
86 Lancaster Ave is owned and occupied by two individuals who bought it in May 2012.
Source: Worcester County and Lunenburg Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 LANCASTER AVE, LUNENBURG, MA 01462-1471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Line of Credit MAIN STREET BANK (MA) |
| Jun 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2012 · Amount on File |
| Deed Sale | May 24, 2012 · Amount on File |
| Prior Sale | Oct 1, 1997 · Amount on File |
| Deed Book / Page | 7639 / 299 |
| Transfer Doc | 7639-299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Property Address | 86 LANCASTER AVE, LUNENBURG, MA 01462-1471 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 010020-101 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 10020/101 |
| Instrument | 13816 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Property Address | 86 LANCASTER AVE, LUNENBURG, MA 01462-1471 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010020-89 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 10020/89 |
| Instrument | 13815 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 86 Lancaster Ave was $8,650, up 2.6% from the year before.
Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lunenburg Town |
| Unified School District | Lunenburg School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,650.00 (+2.62%) | $601,100 (+2.4%) Land $152,700 Building $448,400 | $641,886 (+1.83%) |
| 2025 | $8,429.00 (+8.54%) | $587,000 (+6.57%) Land $149,800 Building $437,200 | $630,325 (+6.67%) |
| 2024 | $7,766.00 (+2.45%) | $550,800 (+6.23%) Land $141,400 Building $409,400 | $590,900 |
| 2023 | $7,580.00 | $518,500 Land $128,400 Building $390,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Lancaster Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Lancaster Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUNENBURG WATER DISTRICT serves 7,219 people · EPA ID MA2162000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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