86 Lake Way, Eureka, MT 59917 Property Records

Lincoln County property record for 86 Lake Way, Eureka, MT 59917

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 2,217 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,977 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jun 2018 Mortgage + 2 more
APN	`R567606`

Property Details

APN / Parcel Number

Primary APN	`R567606`
Alternative APNs	`56-4928-28-1-01-46-0000` `0000006953`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,217 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	1,920 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	564 sqft
Deck Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	0000006953
Street Address	86 LAKE WAY
City	EUREKA
State	MT
Zip	59917-9001
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	CARPENTER (TETRAULT) LAKE LOTS, S28, T37 N, R27 W, LOT 13, ACRES 1.03
Legal Range	27W
Legal Township	37N
Legal Section	28
Legal Subdivision	CARPENTER (TETRAULT) LAKE LOTS
Legal Lot Number	13
Jurisdiction	LINCOLN MT
Township / Civil Division	EUREKA
Census Block Group	2
Census Block	2017
Census Tract	402

Owner

Source: Lincoln County assessment roll, as of September 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	86 LAKE WAY, EUREKA, MT 59917-9001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Intrafamily Transfer, Transfer
Jun 18, 2018	Deed of Trust, Mortgage · VA Mortgage CHOU TEAM REALTY INC
Jun 17, 2020	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jun 17, 2020	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2023
Deed Sale	Mar 24, 2023
Prior Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	2023305098
Deed Book / Page	400 / 886
Prior Transfer Date	Mar 1, 2023
Prior Transfer Doc	000400/886
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Mar 24, 2023
Property Address	86 LAKE WAY, EUREKA, MT 59917-9001
Document Number	000400/886
Book / Page	400 / 886
Map Reference	PL 2608-A
Instrument Date	Mar 1, 2023
Instrument	305098
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	178 TAELOR RD, KALISPELL, MT 59901-1206

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	86 LAKE WAY, EUREKA, MT 59917-9001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	372/576
Date	Jun 18, 2018
Book Page	372/576
Instrument	274626

Lender

Name	CHOU TEAM REALTY INC
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	4.37%
Index	1-Year CMT
Margin	2
Max Rate	8.37%

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Jun 17, 2020
Property Address	86 LAKE WAY, EUREKA, MT 59917-9001
Document Number	382/905
Book / Page	382 / 905
Instrument Date	Jun 15, 2020
Instrument	285951
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	86 LAKE WAY, EUREKA, MT 59917-9001

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jun 17, 2020
Property Address	86 LAKE WAY, EUREKA, MT 59917-9001
Document Number	382/903
Book / Page	382 / 903
Map Reference	PL 2608-A
Instrument Date	Jun 12, 2020
Instrument	285949
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	86 LAKE WAY, EUREKA, MT 59917-9001

Mortgage

Document Number	285950
Date	Jun 17, 2020
Instrument	285950

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 19, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Elementary School District	Eureka Elementary School District (PK - 08)
Secondary School District	Lincoln County High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,977.00 (-50.7%)	$657,300 (-3.76%)	$657,300 (-3.76%) Land $87,500 Building $569,800
2023	$4,010.00	$683,000	$683,000 Land $82,100 Building $600,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 58% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InterBel Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Way

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