86 Kowal Dr, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 86 Kowal Dr, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,890 sqft · built 1982
Lot Size	0.34 acres (14,812 sqft)
Owner	2 Individual Names on File
Last Sale	$272,500 (Sep 2007)
Tax Bill	$6,971 (2026)
Deeds & Mortgages	Dec 2021 Sale Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`436-00034`

Property Details

APN / Parcel Number

Primary APN	`436-00034`
Alternative APN	`CHIC M:0436 P:00034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	3,624 sqft
1st Floor Area	1,074 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,812 sqft (0.34 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	436-00034
Street Address	86 KOWAL DR
City	CHICOPEE
State	MA
Zip	01020-4939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1001
Census Tract	810602

Owner

86 Kowal Dr is owned and occupied by two individuals who acquired it in December 2021.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	86 KOWAL DR, CHICOPEE, MA 01020-4939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Warranty Deed, Transfer
Aug 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2007 · Amount on File
Deed Sale	Sep 21, 2007 · Amount on File
Prior Sale	Aug 13, 2007 · Amount on File
Deed Document Number	200776496
Deed Book / Page	16932 / 216
Last Transfer Date	Dec 18, 2021
Transfer Doc	024319-347
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 22, 2021
Property Address	86 KOWAL DR, CHICOPEE, MA 01020-4939
Document Number	024319-347
Book / Page	24319 / 347
Instrument Date	Dec 18, 2021
Instrument	91502
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	86 KOWAL DR, CHICOPEE, MA 01020-4939

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 19, 2021
Property Address	86 KOWAL DR, CHICOPEE, MA 01020-4939
Document Number	24071-93
Book / Page	24071 / 93
Instrument Date	Aug 18, 2021
Instrument	58461
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 KOWAL DR, CHICOPEE, MA 01020-4939

Tax Assessment & Valuation

The 2026 property tax bill for 86 Kowal Dr was $6,971, up 2% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,971.00 (+1.97%)	$457,400 (+1.44%) Land $129,400 Building $328,000	$476,014 (+8.88%)
2025	$6,836.00 (+5.43%)	$450,900 (+2.64%) Land $118,700 Building $332,200	$437,190
2024	$6,484.00 (+6.64%)	$439,300 (+9.47%) Land $116,300 Building $323,000
2023	$6,080.00	$401,300 Land $105,800 Building $295,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Kowal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Kowal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kowal Dr

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