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86 Kirk Dr, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 86 Kirk Dr, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1955
Lot Size0.569 acres (24,803 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Dec 2021)
Tax Bill$3,559 (2025)
Deeds & MortgagesFeb 2024 Refinance
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:07341 P:0022

Property Details

APN / Parcel Number

Primary APNSPRI S:07341 P:0022
Alternative APN
  • 73410022

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area24,803 sqft (0.569 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number73410022
Street Address86 KIRK DR
CitySPRINGFIELD
StateMA
Zip01109-1438
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group4
Census Block4005
Census Tract801601

Owner

Source: Hampden County and Springfield City records · APN SPRI S:07341 P:0022

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address86 KIRK DR, SPRINGFIELD, MA 01109-1438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
SPRINGFIELD, CITY OF
Dec 21, 2021Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 21, 2021 · Amount on Record
Deed SaleDec 21, 2021 · Amount on Record
Prior SaleSep 01, 1987 · Amount on Record
Deed Document Number202191145
Deed Book / Page24316 / 431
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address86 KIRK DR, SPRINGFIELD, MA 01109-1438
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025312-31
DateFeb 05, 2024
Book Page25312/31
Instrument5034
Lender
NameSPRINGFIELD, CITY OF
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPRINGFIELD MA
Recording DateDec 21, 2021
Property Address86 KIRK DR, SPRINGFIELD, MA 01109-1438
Document Number024316-431
Book / Page24316 / 431
Instrument DateDec 20, 2021
Instrument91145
Transaction TypeTransfer
Record UpdatedJan 07, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 GATEWOOD RD, SPRINGFIELD, MA 01119-2316

Mortgage

Document Number0000091146
DateDec 21, 2021
Instrument91146
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,559.00 (+4.52%)$227,000 (+13.67%) Land $58,800 Building $168,200$259,920 (+5.23%)
2024$247,000
2023$3,405.00$199,700 Land $56,000 Building $143,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 320 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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